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Re last point, Gerard, I'll have to politely disagree with you. From the Economist (16/10/21): "Index funds have grown because of the validity of the core insight underpinning them: conventional investment funds are, by and large, a terrible proposition. The vast majority fail to beat the...

Thanks for the link, Protocol. So, the management fee is 1%. Except for one off payments, which change 4%. What concerns me more is that they don't list transaction charges. They seem to provide 4 actively managed funds, but with the exception of Warren Buffett, actively managed funds always...

Really irritated by this increase. From 0.75% to 2%! And even after I reach €50k, it still jumps by a quarter to 1%. Pah! Anyone know a better deal anywhere? Even trying to figure out what the charges are with many companies is a Herculean task. From what I can make out via a quick web search...

I bought a property about four years ago and I'm still not registered as the owner on the landdirect website. Although it's a very old house (150-200 years old) this is its first registration and my solicitor tells me that this is the reason for the delay. I'm a patient man but four years seems...

Hello Steve and Merowig I'm not tax resident in Ireland. I thought I would become so when I opened the PRSA, but I ended up moving abroad again shortly afterwards. I move countries and change tax residency quite often, so I really wanted a pension in Ireland, as that's where I own property and...

I wish I had known that before I set it up! This could cost me 4k in missing contributions, not to mention the 4k that I put into the PRSA in order to be able to claim the matching contributions. Is there no workaround?

Can my employer (a foreign company) make contributions to my PRSA on foreign income for which I do not pay tax on in Ireland?

AA now have a flat refusal policy on anything before 1850. Does any company offer insurance on properties constructed before 1850 nowadays? I've been emailing and calling all day but no joy so far. What I'm finding even more difficult is finding out exactly when my house was built. My solicitor...

Thanks Merowig I've checked with Davy. The charges are 0.1% (overseas charge) plus €25 which applies per transaction (I think that's the 'custody charge'). ETF charges are quite low (around 0.2%) on passive indexed funds line with fund managers like iShares and Vanguard. So, if I invest every...

The research I've been doing online seems to point to the same conclusion -- a Davy Select execution-only PRSA appears to be the cheapest option. However, when you start looking at the small print, there are all kinds of other fees listed on their website. Most of them left me scratching my...