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Ah, thanks landlord. I think there are accessible through TDWaterhouse but then are subject to custody fees but possibly not trading fees. A small advantage then, over an ETF.

I am interested in the Vanguard UK Lifestrategy mutual fund. Assuming direct investment with Vanguard is possible. Alternatively, I am weighing up the 'bad' ETF route as discussed on this forum. The aim of the investment is to accumulate over the next 5-8 years and then be drawn down to pay the...

Age: 43, single male, no child dependants Annual gross income from employment or profession: €69000 Monthly take-home pay: c.€2600 + €8000 annual bonus In general are you: (a) spending more than you earn, or (b) saving? Saving. Living on about €18k p.a. so saving including pension...