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Are any banks now offering Equity release for a second mortgage?

hi all myself and and my wife are expecting our first baby and are thinking ahead as to what our options are about work, creche, jobshare etc. we are both on around 52k eur p/a and are wondering how much will we be down if my wife decides to jobshare. we know its not as simple as her wage being...

jobseeker's allowance - spouse's means Rev. A.xls thought people might find this handy. Ive updated the original authors spreadsheet. Might add in the deduction due to capital savings later. I think this is a fairly typical scenario and its interesting to play with the figures...

where could i go to see what they might be entitled to? citizens information website? thanks for the info by the way...

i thought that approx €200 was the max jobseekers allowance payable? if not what is the figure, ie if you were means tested and found to be entitled to the full amount?

mother working, father on jobseekers benefit, what happens if? mother working, father on jobseekers benefit, what happens if mother loses her job. (looking likely) they are married. father unemployed for 6 months or so, dont stamps run ou after a year? will mother...

mother working, father on jobseekers benefit, what happens if mother loses her job. (looking likely) they are married. father unemployed for 6 months or so, dont stamps run ou after a year? will mother go on jobseekers benefit if she gets unemployed? i presume once stamps run out for both...

Re: Redundancy: Payment protection insurance for the redundancy payment protection or salary protection, do most of these only pay out for say 12 months? would you be better off putting some money away for a a rainy day event like redundancy and have say a years wages if possible? the...

did this in excel is it right: 8% regular savings account €1000 invested each month for 12 months €1000 x 8% x 1/12, €1000 x 8% x 2/12……. month 1 €1,000.00 €80.00 month 2 €1,000.00 €73.33...

im with NIB and i could choose at setup to pay fortnightly. Never thought of going weekly, would be good for the household budgeting...

Is this wise? if i have some money available now and say interest rates are 3.75% (i have Nib tracker) wud i be better off paying that money now into the mortgage or waiting till the interest rates drop again by another 0.5%?

thanks for that. i read the part where you can availof the cornmarket income protection, i wonder can this be availed of from another provider? they seem to have a monopoly on this,although i suppose they tendered for this. also does it cover for redundancy? if you are fired? i think its a...

yes, but just wondering is it right that as a teacher, in a permanent position is paying €500 per year to protect income even though this is one of the most secure jobs around at the moment. i know its not compulsory but if i knew what the entitlements were if the teacher were to be on say...

Income protection for permanent teacher, required? paying €38 per fortnight for this, with cornmarket. just wondering what would happen if teacher was to get sick for a long period of time, would they still get paid?

ya i was workin/being paid as if for 12 months. did my calcs there and it all checks out!! wo hoo!

forgot to say that the bulk of the tax repayment was for 2007, that year i was away travelling for 3 months...

got cheque in post 'tax repayment from revenue?! for approx 4k. i claimed last week on revenue on line for health expenses (med 1) and service charges for 2005, 2006 and 2007. now there was no way that the benefit would total 4k! so im wondering do they check your tax (kind of like if you ask...

is there any advantage really to the dirt free if the interest rate is poor.Overall would be less return than from a bank?!

my father recently got laid off from his construction job. he will be on the dole for a few weeks, then he is going for a heart bypass. question is, he will first be on job seekers allowance, but when he has his bypass he will not be available for work, so id imagine different rules apply. i...

Will personal loan interst rates come down due to ECB decrease? Im about to take out a loan with Tesco, best rate on the market at the moment. just wondering do these rates genearlly change when the ECB interest rates change? And if so, how long?