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Thanks all. I will enter so!

Email from PTSB yesterday offering the opportunity to win tickets, flights, hotel etc to Paris Olympics or Paralympics. I was merrily entering until it required the full 16 digits of my debit card. Entry is linked to making 5 payments of at least €5 within a certain period. Is this legit...

Thanks but we have neither. I feel that we may have been awarded shares when a merger or flotation occurred but I have no recollection of any shareholding being notified to us.

Like thousands of account holders across the country, we received notice of AGM, annual report and proxy forms in the post today. I've scanned over the forms but see no indication of the number of shares we hold. I see that PTSB is trading at €1.55 today. How might we find out how many shares...

If you ring them with the account holder present, he can verbally consent to the official discussing the matter with you. If you're the same gender, you can tell them you are he but make sure you have the security questions, DOB etc, to hand.

First time that has happened in 2 years and 2 EVs. Back to normal default now.

I just watched a YouTube video on this issue today and the guy wished he had paid by cc as the company folded and its deposit insurance would not pay out due to Ts & Cs. Itsa UK channel. https://youtu.be/ZuRKoFhvrKw?si=-W54gUR43o6TMVL9

So, if I have a PRSA of €100k, I can take 25k tax free and if I take a further withdrawal, at the same time, it is taxed at my marginal rate?

I thought I read on this forum that you can take another 25% at 20% tax even if you're a 40% tax payer?

I decided to revisit this thread owing to the thread on EV depreciation etc running on this forum. I hadn't realised it's exactly 1 year since last post here. It's been an interesting year with the EV. A number of negatives arose :- 1. Number of 'updates' requiring a visit to dealer, once 65...

It would take forever, assuming you could ferry petrol to it, and use the slow charge 3 pin plug. Before I got the home charger installed, I could charge the ID4 from the 3 pin socket but it would take about 19 hours and I don't think that was to 80%.

As Zobeda says, I never found those PS schemes competitive. I shop around using Chill and direct to some others. Doesn't take too long but filling in the same info each time is a pain.

I was referring to the Life Savings element. It's operated on a points system and no clear explanation is, or was, provided on payment.

I opened an account as a teenager and saved up the princely sum of IR£500 towards my first car. Wanted to borrow £1,500 for the car but needed the £500 for insurance- insurance was 20% of the value of a 2 year old Ford Escort! Ended up borrowing from AIB! Over the years, it's been a convenient...

It's a very distressing and worrying time for your dad and you all. If he goes into nursing care and lives for 10 years or so, his savings will be depleted, but his pension will add somewhat to his savings. If he transferred his home to you and your siblings, with a right of residence for his...

They're being investigated by Conor Pope on RTE 1 TV at the moment.

The 36/72 are the amounts of savings discounted in the financial assessment: 72 for a couple, 36 for solo. If the cash runs down but is still assessed, the person still owes the money and it can come from the 20% of income or the 'Nursing Home Loan' can be applied for, which will be discharged...

It seems to be so, link to nsso site: https://nsso.gov.ie/en/services/sick-leave-in-the-civil-service/#:~:text=Temporary%20rehabilitation%20remuneration,-If%20you%20have&text=The%20rate%20of%20TRR%20is,may%20be%20payable%20to%20you.

In this case, the asset disposed of within the 5 years will be included in the financial assessment. A PPR will be included for 3 years.