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Hi snowyb, Got great advice last year I've left it a bit late this year anyway if you have time my renewal is 1st June. Quote from laya husband and wife both flex 500 explore 784.34 each. Kids 8,6,1 all flex 125 explore 319.61 for 8 yr old other's free. 1944.94 in total with 3% dd charge...

I thought your name was Jones:rolleyes:

Well Mousehelp mice or something else?

Best of luck today Padraic. Folks I'm stuck with work this evening so won't get to see the address by Padraic, just wondering if anyone knows if there is a way of watching it later.Thanks

UPDATE 2 yr Fixed mortgage Aug 07 broke early Feb 09 . stayed with ptsb till Aug 10 on variable, switched banks due to variable rate increases. July 15 letter with redress (~5, 500) comp(1000) (400) for financial advice for the 1 year I stayed with them after Aug '09. Rate of Ecb+ 0.8%...

Well done you:):)

from the pics inside plastering (hardwalling) has been done before windows and doors have been fitted. This shouldn't have been done till after fitting and foam etc could have been covered.

Keep that machine forever

A phone call to Padraic Kissane won't cost you anything for some general queries. From being stuck in ptsb tracker case and from following different tracker threads on this site he seems most knowledgeable on all the banks and what they are up to.

Hi Brendan When you say ptsb told you and Padraic that they would look favourably on switchers where trackers were taken off them, how formal, informal or just tell these boyos anything to get them off our backs (and let the heat die down) was this meeting? Not that I wouldn't trust our most...

Thanks for that Snowyb

Hi Snowyb Wondering what you think husband (40) wife (38) 7 yr old 5yr old and 6 week old. Have vhi one plan starter due for renewal end of June cost for this year was 530+530+202+202 =1466 Because of new arrival and increase renewal cost is 547+547+208+208+208=1722 I know cover is pretty...

stop worrying you are in a super position. start a pension. Go and splash some of that cash and enjoy yourself , before you know it you will be tied down one way or another.

I have a few DDs going from my current a/c they always go out of my a/c on thur night sometimes they dont (bank holiday) but this wK its now Fri 23:oo and no money has been taken. where do I stand if I get hit with charges etc for late payment of bills?

The wait goes on .........

No Cause if we do and it's returned to us that's it. They want us to do one appeal for everything and if we do I strongly suspect that they will say here's your mortgage back now go away with your extra compensation claim.

Hi Brendan We have Padraic on our case as well. Our mortgage hasn't been switched back yet. At the moment appeal panel will only allow one appeal so we would have to appeal the switch back and the laughable amount of compensation at the one time. Padraic is trying to get them to change their...

How Long did you fix for ? 6 yr rule should not start till end of fixed rate

Grovelling apologies aren't worth much when they are still fighting tooth and nail on the rates issue and the pathetic levels of compensation they are giving people whose lives they have so seriously affected. Hope the central bank ,fso or courts eventually grow a pair and make all these banks...

These numbers make good reading for strategic defaulters