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By any chance is the house half way between Swords and Ashbourne?

Has anybody tried to play bluff with BOI for a rate reduction for existing customers. I'm going to ring them today telling i have green light from AIB I will be phoning my solicitor to proceed with switch unless they can do anything with my rate.

Thank you Paul very detailed. My big fear is by time any switch is completed the rates will have gone up and i will be left high and dry. I'm thinking it will take 4-6 months by time any switch is complete. I also have option of staying with BOI for another 5 years with locked in rate of 3%...

My thinking was I could retire a few years before my pension kicks in and live off rent or sell property which would keep me going for a few years. This is of course for any surplus cash I have after my max contribution into my pension. I know pension is better value for money but it's locked...

You are earning 170k per year i wouldn't worry about 30k lump sum. Get your wife to max out her pension contributions through your company and enjoy the 30k on new car couple of holidays etc

What happens if you have a credit card expiring next month. Do they sent you new one or is that it?

Thanks Fay. No I can't contribute to my employers pension. I don't even think they have pension, the company are a new US fin tech with only couple of employees in Ireland. I think I would have to source my own PRSA and go that route. I like the idea of cashing out PRB at 50. I presume people...

Hi, I just started a new job and my new employer won't make pension contributions for another 2 years which will be 10%.I have a stale pension from previous employer of around 100k which I cant contribute to anymore. I expect my bonus to be 50-60% of my gross salary and want to make best tax...

Is it true finance Ireland is funded by one of the big US vulture funds?

Well done that's some salary for somebody in early 30s. Do you mind me asking what industry you work in? I presume its IT or asset management although bonus is low for that.

Yes agree but you always have the option to sell anytime. When the asset is gone its gone.

I wouldn't sell. My sister is in the same position also as yourself. It might make financial sense or tax sense to sell now but what I keep telling my sister is you can't predict the future except she has a debt free asset that generates income every month. You can't put a price on that piece of...

Age: 34 Spouse’s/Partner's age:33 Annual gross income from employment or profession: €53,000 should rise to 60k in next few years Annual gross income spouse: €45,000 should rise to 55-60k in next few years Monthly take-home pay: €5,500 both of us Type of employment: Both Private sector...

So payment would be less on the 1 yr fixed even if aprc is higher. APR is best way to judge

Can somebody tell me why aprc is higher for 1 year fixed than 2 even though Apr rate is lower??

But surely they are if u arrange apt with them and get valuation done. only takes 20 min and 120e not so hard

Anybody arrange apt with kbc for mortgage review for new rates?

Do kbc still offer this product?

Could I say I fell coming down the stairs when lights blew

Latest update: esb have taken liability and paying for all damages and new appliances etc. they will send a cheque out 2 weeks after I send in receipts. have topped up on the 8 most expensive led bulbs, oven is being fixed with receipts going to esb. my question is a laptop is not properyly...