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I see Ulster bank has new loyalty rate is 3.0%.... savings of .1% but still something.

Currently variable 3.5%. I'm also paying in minimum to Avc's which I'll increase soon probably.

Yeah put away €900 savings a month but got none. I sort like spending on our cars and stuff. When I got it I spend it. I know having savings would look better but with equity in our house would banks give us anything?

Hey Current mortgage 214000 House value 360000 Remaining term 25 years but currently overpaying by 125 a month so just over 20 years left at the minute. My salary 53k public Wife 50k public No kids Both 30. Just wondering could we get a second investment mortgage to rent. And if so how much...

I recently switched from Boi 4.35% svr to Ulster bank discounted svr of 3.5% (.8% less of their svr for life time of mortgage). I've a ltv of just under 60%. By switching I've taken five years off mortgage keeping payments around the same. I met bank manager first week of October 2015. Had all...

That escalated quickly!!

BOI didn't reduce mine when threaten to leave..... I'm currently switching.

The manager said usually 6 - 8 weeks to switch mortgage.... Luckily enough my solicitor is next door to the branch so that might speed it up.... Hopefully.

Meeting local Ulster bank manager on Friday. Over the phone she couldn't give exact figures regarding savings but currently my Mortage is €1069 a month. My Rate on Mortage is 4.35% with BoI. She said 3.5% from Ulster Bank variable if I switch or 3.3% fixed for two years. I'd say around €100...

Hey, Looking for any advice House value 380000 Mortgage left 214000 30 years to go Currently on variable rate with Boi 4.35 Boi offering fixed 3.8 for two years and they said they'd waive the new house valuation I see kbc are offering 3.55 if I move to them. any ideas what should I do? I'm...