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Hello AAM, I am considering opening a BOI 'Goal Saver' regular savings account. one of the conditions is to set-up a monthly direct debit (up to EUR2,500 limit per month). Does anybody know, if I set-up a Direct Debit for lets say EUR100 per month, am I allowed to make separate additional...

Thank you for your reply Riomhaire! That's very helpful! I am going to check out PMI 0710. However, I just now realised there is a typo in my original post! I should have said PMI 4710 that VHI had quoted EUR1,817! apologies for confusion :)

Hello AAM. I am considering renewal of VHI PMI 4910 (EUR 1,817.00). Can anybody recommend any other VHI alternatives for the same money or slightly less (looking for the best cover, day to day benefits available from a VHI plan within a budget 1,700-1,800 Euro max)? Currently no pre-existing...

thank-you Sue Ellen! I hadn't considered the upgrade rule, thanks for pointing that out! And will do the comparison, and compare the benefits and cover more closely :)

I will try the comparison tool on hia.ie. Thank-you Zebedee :)

Hello AAM! I am currently on VHI Company Plan Starter, premium €784 total per year. My employer is allowing me to increase cover to a VHI plan that includes private 3 hospitals, with a budget for premium circa €1,400 total per year. VHI have recommended PMI 35 13 to me (€1,366). Question: is...

For the maximum AVC tax relief calculation in 2020, can the gross TWSS received be added onto the the PAYE gross earnings?

Does anybody know if UB will allow both SIDA regular saver and the FTB Home Saver to be actively open the same time? or must choose between one or the other? I know some other banks strictly allow only 1 regular savers account per customer. I have a SIDA account, thinking to try the same as the...

VHI International policies do not qualify for lifetime community rating credits as I recently discovered for myself. So age related loading factors might have been applied to your quotation - best to double check this with them if its not clearly shown on the quotation. if loading factors have...

No progress unfortunately. UB said that they will sign their part of the documents once I submit a payslip from that shows full payment from my employer and without wage subsidy payment. In the mean time I started an application with KBC. KBC require minimum 2 payslips with same without wage...

The chance is always there. But the priority or the will might not. I guess the more people that contact the HIA about this issue, then the better the chance that a change like this could be moved up the priority list the next time the legislation is amended. (or to encourage the legislation to...

Perhaps try to contact MABS helpline for free advice as a starting point? https://www.mabs.ie/en/ Their phone lines operate 9am-8pm Mon-Fri! Tel: 0761072000 (there is a 'request a call back' function at the bottom of the web page also). For your returned adult son without income - he could...

Ulster Bank offer Easy Access saving account which allows online access for lodgements and withdrawals: https://digital.ulsterbank.ie/personal/savings/instant-access-accounts/easy-access-savings.html i think this account might be sufficeint to do what you need to do without opening a current...

@RedOnion fingers crossed, and thank you! :)

Thank you for the reply! I checked and found the information. The deeds of the house and the loan offer documents I signed will hang in limbo until there is a point where payroll returns to normal (fingers crossed), and I can produce a payslip that shows as such.

Hello, in the process of switching loan to Ulster bank. 12th March – solicitor received loan pack from Ulster bank 1st week April – solicitor received title deeds from current loan provider 6th May – I signed all the loan documents at solicitor's office (delay in signing due to physical...

The HIA replied back to me with the details in italics below. It seems that the HIA view a VHI International policy as a standard travel insurance policy, which in my opinion is wrong, its more than a standard travel insurance policy. ''Travel insurance policies do not contribute to the Risk...

Just in relation to some of the posts above for KBC regular savers, its says 50k limit in the link below. It also says 'Only one single and one joint Regular Saver Account permitted per individual'. https://www.kbc.ie/our-products/savings-and-investments/regular-saver 'Information correct as...

You are correct! I found the information on the HIA website earlier: https://www.hia.ie/consumer-information/switching-health-insurance-plan-provider Thanks :)

I am currently on a VHI International policy and switching to a domestic policy. VHI will allow continuity for my current status of zero years waiting period if I switch to a domestic policy with them. For the purposes of continuity with waiting periods and given the current situation with...