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    Query around sale of property

    thank you Leo
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    Query around sale of property

    Hi All, I have recently fixed my mortgage with EBS for 1 year fixed. I am potentially planning to sell the property within the next 6-8 months. Will this have any impact on the sale from the lender point of view? ie: will they try to charge me to come out of this arrangement early if I were to...
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    EBS cuts fixed rate to 2.9%

    For anybody moving to 2.9% and who is currently fixed at 3% - EBS require you to have (along with their official switch form) a letter signed to say you wish to break out of 3% and move to 2.9%. I was up with EBS branch on lunch and they tell me this is what is required. They really do go out of...
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    EBS cuts fixed rate to 2.9%

    No problem Páid. I am going to fix for 12 months. I think this will be the third time I have broken out of a 1 year fixed to avail of a lower rate with no breakage fee.
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    EBS cuts fixed rate to 2.9%

    I am currently in negative equity of about 25k
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    EBS cuts fixed rate to 2.9%

    Hi All, Apologies if this has already been posted. I see EBS has cut it's fixed rate from 3.0% to 2.9%. I just called EBS there and they checked with the Loans department. I had fixed at 3.0% for 1 year in July of this year. They have just confirmed to me there will be no breakage fee for me...
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    Credit Check on myself - ICB or Central Credit Register?

    Also very last question I promise. The credit union were able to quickly pull up a record of my credit history when I applied for a small personal loan. Is this the Central Credit Register they were able to access? Tks
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    Credit Check on myself - ICB or Central Credit Register?

    Thanks guys. ICB charge previously was in around €6. Is there a charge from Central Credit Register?
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    Credit Check on myself - ICB or Central Credit Register?

    Hi, Sorry if this is not in correct section for posting. I had a minor scare a few years ago with ICB but was able to give a good and documented with evidence explanation to the lender which was thankfully successful. It left me very careful with my credit card and mortgage payments made well...
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    Cost of bathroom refurbishment

    Hi All, Can anyone recommend a good reputable company for bathrooom refit? I'm Dublin based. Thank you.
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    House purchase on single income?

    Hi All, I have a very quick question and was wondering if somebody could please answer it for me? So my wife and I have seen a property we would be very interested in. My wife however is working through becoming permanent in her position. We have more than 20% deposit. Could we qualify for 4...
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    How much you could save by asking your existing lender for a better rate!

    Thanks to the kind people of this website I was able to fix twice in 12 months to a lower rate with my lender and save money.
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    Applying for mortgage - credit card statements history query

    Hi All, Many thanks for all the helpful replies on this one.
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    Applying for mortgage - credit card statements history query

    Hi, Looking to apply within 6 months for a mortgage. Basically my query is I do not get a credit card bill if nothing is due - my credit card is currently clear and planning to have it that way for the next 6 months or more. So if there is nothing due how would I go about showing 6 months...
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    House purchase - approx legal fee costs?

    Hey - thanks for the quick response on this :)
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    House purchase - approx legal fee costs?

    Hi All, Looking for an approximate/ball park figure for legal fees for purchase of house? Thank you
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    Selling up with small amount of negative equity

    A few hundred thousand paid back much earlier - not that they would want that! I'm guessing they will only do a deal with people not repaying their mortgages?
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    Selling up with small amount of negative equity

    Hi All, Very quick question. I own and live in a property in approx 40k negative equity. I would like to cut my losses and sell up. Do you think it would be possible to do any sort of deal with the bank? My mortgage has been fully paid up to date and I have been paying it in full for the last...
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    EBS announces cuts to fixed rates

    I've decided to fix for 12 months at 3%. Can't complain as I was able to fix twice in the last year without breakout fee!
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    EBS announces cuts to fixed rates

    Can't switch unfortunately. Still in negative equity!
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