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  1. T

    CCR Can I avoid

    you do know your information has been shared with the ICB for years?
  2. T

    Central Credit Register (CCR)

    What about people who had issues in the past due to loss if job etc.? That are now back at work and have paid/settled debts that may have been in arrears? Does the 5 year rule still apply?
  3. T

    Central Credit Register (CCR)

    How does this differ from the ICB? What is the reason behind apparently replacing the ICB ?
  4. T

    Central Credit Register (CCR)

    Is this replacing the Irish Credit Bureau then?
  5. T

    ICB & Closed Credit Card

    Great stuff Thomas! Bit of a relief I'd say.:) So it is automatically deleted on the date specified. It's good to know.
  6. T

    ICB & Closed Credit Card

    Thomas, did you find out from the ICB? Is your ICB record clean now?
  7. T

    ICB Credit ratings

    Well if that's what the ICB said, you'd assume that's the case, yes.
  8. T

    ICB Credit ratings

    It usually has a key on the bottom of the report with what the different letters or numbers signify. I know the W stands for written off. Does it not say what the T is?
  9. T

    ICB & Closed Credit Card

    Apparently there is a number on your latest report you can call. I couldn't find a an answer to your specific question on their website. Let us know how you get on anyway.
  10. T

    ICB & Closed Credit Card

    I'd be interested in any information on that too. My scheduled deletion date is soon too.
  11. T

    cabot financial letter

    Have you had any update Jake? What's the latest from Cabot?
  12. T

    cabot financial letter

    Any update Red? Have you a court date?
  13. T

    cabot financial letter

    Did you just send a letter requesting the info? Were you required to send €6.35? Where do you stand now?Have they got back to you since?
  14. T

    AVANT CARD SELLING DEBT

    I had a missed call from a company called Debitask today. Does anyone know anything about them? Would Cabot use them, or is it just cold calling due to data sharing by Cabot? Cabot haven't got back to me, after I made an offer to settle. I'm not sure what I should do, as it's quite a while since...
  15. T

    AVANT CARD SELLING DEBT

    How have you got on newdawn? Did you get a settlement, or come to any agreement? Are you dealing with Cabot?
  16. T

    AVANT CARD SELLING DEBT

    Thank you for input Mr.Earl
  17. T

    AVANT CARD SELLING DEBT

    20 years?? I don't want this dragging on for that length!
  18. T

    AVANT CARD SELLING DEBT

    Thank you for the advice
  19. T

    AVANT CARD SELLING DEBT

    I received a letter from Cabot Financial today. Avant Card sold my debt to them. Included with the letter from Cabot was a letter from Avant informing me that they have sold the debt to Cabot. The letter from Cabot urges me to get in touch with them to pay my debt. I will, but by letter only...
  20. T

    How to make an offer to Avant re: Debt.

    Than you for that demoivre. Do you recommend writing to them rather than the phone? I had been speaking to them on the phone before but have dealt with several different people. I am of the opinion it is best to have these things in writing but they seem loathe to engage in that except when they...
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