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    Remortgaging question

    Just bought a house that needs renovating for 95k. Mortgage is 85k and was well within means. Could have got 135k i believe. Ideally id like to remortgage and get another 10k to decorate house. Whats different about remortgaging? Does the house need to increase in value? If so is there any...
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    Qualified Cohabitant definition.

    Let's say a couple with 2 kids break up but the woman doesn't leave house as she can't afford to rent and no space in parents. Man Is happy to let her stay in separate rooms. Is she still a qualified cohabitant? It seems to state that they must be in an intimate relationship and live there as...
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    Property Redress and unqualified cohabitant

    But what would happen with the mortgage. Would it be sold and paid off? Then nobody has anything. If she stays in house then she would be paying someone elses mortgage. She paid zero towards anything including bills. No deposit. Children are in school/creche while she works part time and...
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    Property Redress and unqualified cohabitant

    Does anyone have any experience with this? When an unmarried relationship breaks down and the property deeds have only the mans name? 2 young kids. Mortgage only started 2 months ago. probably 5k equity. Whats likely to happen in this scenario? It makes no sense to sell the house and pay off...
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    Convert Gas single zone system to multizone

    Does anyone know if this is a big job and how much does it cost to separate upstairs and downstairs. Thanks
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    Girlfriends entitlement to house

    100 percent is the whole deposit and fees plus couple of mortgage payments
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    Girlfriends entitlement to house

    Would I stand to lose half even if she contributed zero to it and although they work still contribute zero?
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    Girlfriends entitlement to house

    Hi If I had a single mortgage on a property which I lived in with my girlfriend that I have two kids with what rights would she have if we were broken up. House was bought last month and I paid 100 percent of everything. Thanks
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    How much to plaster a sitting room?

    Hi Does anyone have a rough price on the cost of someone plastering a living room. Small to medium in size. Thanks
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    How long for Ulster to pay 1500 fees?

    Anyone else waiting on this? Its been about 3 weeks now for me. Hoping to get it soon.
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    Easiest way of getting quick credit

    Can i pay them off in full in 3 weeks?
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    Easiest way of getting quick credit

    I find myself in a situation where after getting a mortgage and drastically reducing my outgoings each month by not paying rent, im short of cash for about 3 weeks. Ive always avoided loans and CCs and now its working against me. Im due about 4k at the end of next month but due to Murphys law...
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    How long for Ulster to pay 1500 fees?

    Does anyone know how long it takes for Ulster to pay the 1500 contribution? Im in the new house and still hasn't been deposited. I'll contact them Monday but if someone has experience it might be worth noting here for future reference. Also one lesson i learned is that my solicitor needed...
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    Mortgage Process

    We are nearing the end of the process and the solicitor says I need to go down and sign the contract. What steps are left? When can I expect to get the keys? Thanks
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    Planning permission required to convert flat roof to pitched

    Ok so that would imply that if someone was building a two storey extension that was within the rules of planning exemption their only option is a flat roof. That would make sense why they used a flat roof alright. Is there any way of getting a pitched roof without the planning in that situation...
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    Planning permission required to convert flat roof to pitched

    Hi I bought a house that has a two storey extension with a flat roof. The engineer recommends to convert the second storey flat roof into a pitched roof by extending the existing pitched roof. Is planning required for this? Thanks
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    How long to pay solicitor?

    How long do you get after the sale to pay the solicitor? Trying to budget for furniture etc.. Thanks.
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    Can a lending agent contact your employer

    When I was having the finance department fill in my income form she said she will take a photocopy of the completed form as they sometimes ring to confirm the info. So the answer is yes.
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    UlsterBank and retention issues

    Yeah she has another client on the street who had to get retention for a wall and a small side extension. The house im buying just has the wall issue. I'm wondering would the bank allow the sale with the issue of just the wall as its not as bad as having an extension.
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