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Hi RedOnion it is a loan

Hello, I have a small loan (approx €10K) with BOI which I intend to settle with/pay up early in one lump sum via internet banking - just wondering would it be worth giving BOI a call to see would they do a ‘deal’ for early repayment - possibly reduce a bit of the interest repayment ?

My passport is out of date and they do not accept a drivers license, has any one tried to register with the public services card?

Yes so in theory you can lodge €12,000 on day 1 (to get the best out of this account ) and withdraw a year later- which would be the same thing as drip feeding in €1000 every month

Perhaps someone may be able to clarify, maybe it might be ok to lodge another €1000 on 01/03/2023

That is my interpretation of them anyways

Hi all, I opened one of these accounts today, I just have a query, I lodged €1000 into the account today - in order to receive the online regular saver interest rate of 1% (with effect from next week), I cannot make another lodgement of €1000 to this account until the 17th of March, is that...

Any one know if a sole trader can use this exemption for him/herself ?

Yes copy of BER cert and I also submitted the advisory report just for good measure. My house is a B1 rating

I have recently applied to fix my rate to the green 2.1% one. Took a good while to get the architect out and the valuer for the BER cert and valuation report required for the 2.1% rate. My request was emailed in on 20/09/2022 (docs also send by reg post) after close of business hours and no...

I kind of left this on the long finger but anyway, I moved to KBC and KBC requested PTSB to close my account, KBC informed me PTSB refused to close my account due to outstanding fees or something I think. I just logged into my PTSB app and they have charged me €18 in fees, I am just wondering...

Yes and the KBC account can be opened via their app. Going with KBC now. Will I just have to write to my local Permanent TSB branch and instruct them to close my current account, regular and online saving accounts with them?

Looks like I’ll be moving to EBS.

Hi folks I am just curious as to exactly what info revenue have in relation to our back and credit union accounts. Do they have software access to like the banks IT systems ? Can they see our balances in real time ? I presume that they can’t and the ordinary ‘joe soap’ officials don’t have...

Thanks for your swift replies folks The cheque would have been for a 5 figure sum. Hopefully it will still clear.

Hi Folks My wife lodged a cheque into our joint account, the cheque was made out in my name only. I never signed the back of the cheque, does anyone know if the cheque will still clear ? Thanks AD

W When was this introduced? Just curious as I never heard of this before.

Wow, surly this must be one of the best returns in the country ? Any spare cash I'd have, I think I'd stick it into that CU.

Thanks folks, I have a meeting with the bank next week so I'll see how it goes - I'm working in the public sector and do hope to transfer back to Longford as soon as possible so I don't intend to commute Longford - Dublin for to long Thanks

Thanks Gordon that's good to know - just looking for some info to see would it be worth my while applying b