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    Key Post Summary table of Reasonable Living Expense from the Insolvency Service

    We are considering Insolvency but the reasonable living expenses are impossible for us ,is this a common problem and if so are the policy makers aware ?
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    More clients now suitable for UK IVA's

    What is the minimum amount of time one would have to live in the UK in order to go through the bankruptcy process and does it need to be full time ?
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    early pension cash in

    I've been looking at the option of cashing in my pension early in order to avoid insolvency or bankruptcy ie: to pay off some unsecured debts .However I am 46 and have been told I cant access any of it until I am 50 .Is there any way around this ?wasn't Michael Noonan supposed to enact some...
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    Key Post How to analyse an offer of a split mortgage

    Brendan , Looking at the factors in favor of selling v Split mortgage ,I would conform to many of the factors on the selling side ,I would imagine however that a big issue would be getting a loan to buy another house in the long term future if one wanted to do so ?
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