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Ha, the link works perfectly. It emails me every IP address that clicks it and they are none the wiser. Just giving the OP a flavour of what to expect.

I've worked quite a bit in the last few years in debt recovery PI. Basically helping banks or collection agencies locate defaulters and find evidence of assets. I was approached by a newer agency to work for them full time but I declined. Their business model is very interesting. They are buying...

Contact clauses like this are not legal as they infringe on a persons free movement of employment. Below management level it is not easy to get a new employer to accept a 3 month wait.

The legislation is clear that local authority taxes are paid by the owner.

25 is way too young for a couple to buy a place. I only have to look around at the people in their 30s that I know and the misery it has caused them. Both of them are not far into their careers and are on low incomes. Renting will give them moblity and mobility is essential at that age for...

I agree. It really sounds like your own fault. What blame are you putting on the gym? You'll probably get some sort of payout making services that bit more expensive for the rest of us.

Done. [broken link removed]

Is €1600 too much rent to be paying for a single income family? That's the impression I get when I tell people I pay that much.

Tell her you are only going to match her mortgage repayments till this is sorted out. So if she puts in zero, you put in zero. A few weeks of that and her chances of getting a mortgage are shot.

Definitely move into the box room and rent out the best rooms in the house. The rent for the cottage seems a little low for Dublin in the current market.

What is your net household income?

Renting two rooms in your ppp will net you 600 a month. Your total payments are then close to 1k. That sees perfectly manageable on am income of 2800. I don't see the problem tbh.

I'd agree. I thought about doing it pro for a while but it seemed a bit too much work and I had other things going on. It gambling money was income then all persons who have ever won a bet would have to declare it as income. It can't only be considered income if you win too much. I'd keep at...

Your husband doesn't own the vehicle and the bank can take it as they wish if he hasn't maintained the payment schedule.

Unfortunately your friend is wrong. If you are staying there for 1 or 2 days a month then it is not your principal private residence.

Your home property has to be registered with the PRTB. You will probably have a 500+ of fees and late penalties. You have to pay the nppr tax. With fines that amounts to many thousands. There's a thread here about it. It's also important to declare this income to revenue. I know you're...

? The banks already took the hit. They went bust and the state bought them. Shareholders wiped out.

If you can't afford your investment properties then you should sell and agree to a sale of your house. You can then rent a property yourself. I can't see why the bank would write off 150K+ of debt for your bad investment and let you keep 150K of equity in a house. That's not how the investing...

Pyrite and Priory Hall are separate issues. Both could have been avoided by not buying new builds.

Leaving paid employment to go to college for four years whilst you had a mortgage was a crazy idea. I think you will have to take responsiblity for this and get used to living on beans. Although I hope you can manage your budget to eat better.