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  1. R

    Advice on Savings

    Your savings over the next 17/18months (10k/150 = 67 weeks) will be put to use within the next three years - that is too short a timeline to consider risk in investments beyond a savings account return of 3/4% per annum. After that, targeting 30k towards an unspecified goal further down the line...
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    Paying a bonus into my pension as an AVC

    They're telling you that you can only (for the moment) pay in 25% of your monthly salary, not 25% of your earnings? They should be able to facilitate a higher amount with this month pay but if they dont, you should be able to make an increased pension payment in any future month to keep you at...
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    Dublin City Centre - Car Restrictions

    +1 I used to live in a fairly well-off estate in Dublin city centre which was built in the 1980/90s with a driveway for a single car for every house. We were locally serviced by the LUAS, multiple Dublin Bus services (including at least one 24-hour service) and were about 15 minutes by bicycle...
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    Updating Will query

    Hey Gordon, wanna hang out and get to know one another better? P.S. my birthday is in June.
  5. R

    I think I am tired of being "Green".

    The anecdote of individuals feeling that they are already tired of doing environmentally-beneficial things, when Ireland as a whole has barely started acting in that way, is worrying. Perhaps getting climate active (meaning advocacy/activism, rather than solely personal behaviour change) might...
  6. R

    Advice on PV panels and system.

    AFAIK the grant is not attached to the battery installation but just the panel installation, with the max grant (currently €2.4k) available for system of 4kW or greater.
  7. R

    Where to fill in medical expenses on Form 11

    Thanks, I couldn't for the life of me find it in the online version but I hope the sequencing of the sections is the same as the PDF version (no reason it shouldn't be!).
  8. R

    Where to fill in medical expenses on Form 11

    This is a question that I'm sure I saw answered elsewhere here before but can't find now. Where are medical expenses supposed to be included in a Form 11 submission? Completing the form on behalf of a parent, there's no access to My Account so it's all through ROS.
  9. R

    Process for new payee with AIB

    As it turns out, they only way they can do it is if I go into a branch with ID to set up new payees.
  10. R

    Process for new payee with AIB

    I have a deposit account with AIB and I'm trying to set up a payee to transfer money out. This doesn't seem possible at all on my mobile through the app but even logging in though my laptop I am told that a new payee cannot be set up without an active AIB debit card. Am I missing something or is...
  11. R

    I will be presenting to the Oireachtas Finance Committee on Wed about Vulture Funds

    It's incredible (but maybe not surprising) how much more coverage today's appearance of AIB at the Oireachtas Committee is getting compared to this issue. AIB were always going to be able to explain themselves (up to a point) and the Oireachtas members that bravely put themselves forward for...
  12. R

    I will be on the Last Word (Today FM) talking about DJ Carey's write-off by AIB

    It's not clear that the assets held by the debtor were relinquished a part of this write-off. That would be different to the other cases quoted above?
  13. R

    Free car park in Dublin centre on Sunday

    Talking of the IFSC, there used to be free street parking across the river from the IFSC on Sundays, that's about as central as free parking gets as far as I know. Haven't been there is a few years though.
  14. R

    Key Post Should AIB staff now avail of the staff rate of 3%?

    I hope you don't mind a quick semi-related question - does AIB still have an upper limit of €190k on the amount allowable to staff at staff rates? They had the same limit since before the euro all the way through the crash and I wonder if they've adjusted the limit since.
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    Sinn Féin propose much-needed mortgage interest relief for homeowners - Pearse Doherty TD

    This is the kind of pronouncement you make now and by the time you're in a position to do something about it, you can say that your measure would have been targeted, appropriate and measured, but at this stage it no longer needed as the cost of living phase has passed and 'your Government' is...
  16. R

    Parcel Motel - where to make a complaint about them?

    Good idea... I have €23 with them and obviously I would prefer they DON'T keep it.
  17. R

    Minimising Taxes on Investments for a Married Couple

    The only thing I could be sure of is that a perceived transfer between a married couple could never be considered a disposal for CGT purposes - you would acquire those shares on the same terms as when your wife originally acquired the shares. So the annual allowance couldn't be utilised in that way.
  18. R

    Parcel Motel - where to make a complaint about them?

    I had a similar experience in that I received a package with no Parcel Motel ID on it, the same first name but completely different address. I was able to return it only because I was at the collection point at the same time as one of their drivers. I received the same item again (and was...
  19. R

    Fixing might be a bad idea because SF might not give tax relief to fixers

    I'd no way of adding a sarcasm note there! ;-) Not to take your thread off topic but I couldn't believe that someone would call for a tax break specifically for those on the lowest rates of interest over the last 15+ years. Probably should have been a new thread.
  20. R

    Fixing might be a bad idea because SF might not give tax relief to fixers

    Would this prevent them from getting mortgage interest relief, under the SF plan, since they would be protected from further interest rate increases?
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