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    Changing 'parent' to 'wife' on mortgage (tracker)

    Why on earth does your wife want to go on the mortgage? It doesn't give her any more proprietary rights it just means that the bank can go after her as well as you should any issue occur down the line.
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    Review of our financial status

    Blackrock, I'm in a similar position to you income wise/profession and we are expecting our second baby. One thing I thought I'd mention may or may not be of relevance to you. I'm from a working class, rural, background and most of my friends are from professional, middle class Dublin...
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    Where to next .... Starting Financial Plan at Mids 30s

    What I'd like to know is how you managed to save enough money to buy a property outright on incomes as outlined above.
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    Where to next .... Starting Financial Plan at Mids 30s

    If you've enough saved to buy a house outright why don't you go ahead and buy one now?
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    Views on our financial position please

    Where did the OP say that she wasn't enjoying time with her family? She's a public servant so I'm sure she gets good holidays and is out at a reasonable time every evening. While health is obviously more important than money, money is very important and the OP should be commended for having such...
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    Rent increase

    last year I gave a new tenant in my property a 12 month lease. That lease is coming to an end now and she wants another 12 month lease. I'm happy to give her one. Can the rent be increased as it was a 12 month lease she entered in the first place and not a 24 month one? I'm a bit confused...
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    €220k mortgage ; €157k in investments; maxing AVCs

    Oh I should say then you'll have to pay for the rest of the day in creche at the full rate. Preschool is just generally just from 9-12. The paternity leave brought in is 2 weeks at €230 a week. Your company may or may not top this up. And I think you can take it at any stage in the first year of...
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    €220k mortgage ; €157k in investments; maxing AVCs

    I haven't read the whole thread but I don't think the free preschool years question have been answered. It's basically a con. You can enroll you child at 3 points in the year depending when they turn 3 - September, January and April. So in the case of my daughter who was born mid September she...
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    Tenants have indicated they're not going to pay the last months rent

    yes you are picking on me. I've been a good landlord and these guys have taken the utter piss out of me all year. They've been nothing but hassle. As I said previously, not once was the rent paid on time. I constantly had to deal with complaints from neighbours regarding their behaviour. My baby...
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    Tenants have indicated they're not going to pay the last months rent

    I never entered the property without permission. On two occasions I was collecting post (by appointment) and I was invited into the hallway and kitchen. They've always had exclusive use of the property.
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    Tenants have indicated they're not going to pay the last months rent

    I have been in twice during the tenancy but it wasn't for inspection. It was just to pick up things. I have some very good prospective tenants lined up and I am eager to get it sorted soon. They're being very unreasonable by not allowing me in. I'm actually really fearing what state it's in now.
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    Tenants have indicated they're not going to pay the last months rent

    But I thought that I have the right to inspect the property during the duration of the tenancy?
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    Tenants have indicated they're not going to pay the last months rent

    So the boyos have paid their rent. I have now tried to arrange viewings with prospective tenants and they have said that the apartment isn't in a fit state for a viewing and won't be until the end of the tenancy. Can I give them an appointment date and time (say in a few days time) and expect...
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    Key Post Your guide to trading up with a tracker mortgage

    That's a good point Brendan. There's €373,200 left on the mortgage. The rent I'm getting more than covers the mortgage and associated costs as its in a prime city centre location.
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    Key Post Your guide to trading up with a tracker mortgage

    Thanks Brendan. Yes it was my home for 8 years. We won't be looking to buy another place for about 2 or 3 years. We are happy where we are at present. We have one beautiful (if I do say so myself!) daughter. We hope to expand the family in the next few years but there's no urgency on the housing...
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    Key Post Your guide to trading up with a tracker mortgage

    I'm wondering the same. I've rented my two bed tracker mortgage apartment out. It's in my sole name. We live in my husbands two bed apartment (non tracker). We'd be looking to buy a larger family home in around two years time. I was in arrears. Some were capitalised and the rest paid off so all...
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