The dividend is only one part of the story. The interest rebate on interest paid on the member's loan in the last year is the more important part.
New Ross Credit Union paid a dividend of 1% on shares and and a loan interest rebate of 20%. So a 10% loan interest nets out at 8%. It adds up to...
Write back to Cabot & show them proof of your Income and Expenditure, account for everything. MABS has a good I & E form for you to download and use. Prove to them what is the most you can pay. Be realistic about this, do not over promise. You need to have a contingency fund for life's little...
1. You should request in writing an up to date statement from your credit Union plus a copy of the loan history which shows their annotated record of the conversations and activities regarding your loan. Send this request to the CU Manager and Board Chairman.
2. In the letter, also request a...
You have property and investments worth a few hundred thousand Euro. It is worth your while talking to the experts regarding your will, it might cost you a couple of hundred quid for both peace of mind and ensuring that your wishes do no cost your spouse and children and emotion time and money...
Please help, I am unable to decipher the figures in the online promotion brochure in order to figure out the risk and returns.
Can anybody translate it into plain English?
In your opinion, please evaluate tie investment?
Thank you.
All financial institutions have a problem in locating errant debtors, the people who flit from rented location to the next rented location every 3 or six months, change their mobile phone numbers regularly all with the intent of giving their creditors the slip, or even those who "neglect or...
I have been asked by my employer to serve a Committal summons (District Court) by way of personal service on a debtor of the firm.
If I agree, do I have to show I.D. to the debtor if requested to do so?
Am I am agent of the plaintiff's solicitor or am I an "officer of the courts".
Help!
Many thanks to you all for your suggestions, tips and insights.
We are looking to travel in Feb/Mar 2015, if the piggy bank can take the strain!
The 17 days is what we estimate to be in OZ with the extras (2 either end) as travel time.
Please help!
We need to make the most of our time in OZ. what is the best method of travel? Do I go with an organised tour? or are internal flights plus car hire a better option?
Cost. What are the pitfalls to look out for.
Accomodation. would like 3 star, what do you recommend...
Simple answer; YES.
Depending on the financial institution, some are less amenable to negotiate with you than others, so you may be lucky in getting the terms of your mortgage changed. Remember failed repayments means that you are in breach of the terms of your mortgage.
If not, there is a...
I am looking for the best deposit rate for a six month term. Does anybody have any good suggestions? My bank is offering 0.05% Thanking you in advance.
With PCP's you are merely "renting" the car for a set period of time. This is a financial instrument to get you back into the dealer's sales office at the end of the agreement whether you like it or not. And you have to have the pre-determined lump sum if you decide to keep the car.
The old...
Sysman
If you are a credit union member, check out their car loan rate which are usually in the 7-9 %range. If not, talk to the loans officer anyway, if you don't ask, they can't say no!
Advantages.
You are the legal owner of the car from day one, not the Finance Company.
The car cannot be...
Simply contact your Credit Union and the Loans Officer there will be able to talk you through the process and give you and indication if a loan application would be successful.
If you have substantial savings.......why do you need a loan?
If you can, using your own funds will be cheaper than borrowing.
Some credit unions require up to six months of regular saving before a member can apply for a loan. Also 6 months bank statements can be sought, as well as the usual...
Have a look at Greenman Investments based in 122 Lr Baggot Street D2, who are investing in German Retail Parks with the likes of Aldi, Lidl, EDEKA, REWE, DM etc. as tenants.
Their blurb suggests 9% + return P.A.
Might be worth a punt.
ACC seem to have a very aggressive attitude towards debt management, so anything to make them shalt their gallop and see things your way is needed.
They are in a wind down situation and it is money recovery they are after in the shortest possible time.
I suggest you separately contact Gerry...
Hi WISHES,
I would suggest that you check with your solicitor that helped you with the mortgage. Go through the full documentation line by line for loopholes. Were all the signatures/stamps in place? Has the mortgage been registered properly on your property? Some banks have FUBARed in their...