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From my experience of post 1995 pension past 2yrs myself, Definitely AVC,S , once you have 20 full yrs of service you can drawdown equilavent of 1.5 times salary, in this case 20yrs from work and the other 20 from AVC,s Plus i bought notional service but now Garda Pensions are saying the...

Thank you Ding Dong I have sent an email to my pensions section ie "Garda pensions" along with supporting government documentation looking for my Supplementary to be recalculated, On a post here called "Post 1995 Supplementary pension query" there were some helpful people who put up pension...

Hi Ding Dong I myself am on a Supplementary Pension and have noticed that my Supplementary has not increased since retirement 2 yrs ago , even though the pay of the grade has increased with national wage agreements plus the rates of COAP contributory old age pension has increased, i see where...

Basically yes, and the process of opening over newer competitors seems a bit too complicated etc

Advice pls thinking of putting an extra 50% more than deposit protection amount into an AIB 2 yr term deposit, do you think its a safe bet re return

Listen lads, as to Jobseekers etc i dont want an explanation, my query is who/where do i turn to in order to get my proper pension?

Folks, having gone through the charade of jobseekers and having had a good job and being forced to retire having reached mandatory retirement age for my job (60), as well as earning good money and being top of my pay scale in the job, why would i want to even think about doing interviews looking...

Thank you for reply, No matter where you work within the public service and joined after 1995 to 2013 you come within this system if you retire before the COAP age 66, you recieve this supplementary pension having to go through the hoops of claiming jobseekers benefit for 9 months first. As we...

I retired in 2022 as reached compulsory retirement age (60), joined Garda in 1999, so had to go on jobseekers for 9 months, had to get refused job seekers allowance in order to get my supplementary pension from dept of justice. This Supplementary pension ( circa one third of my pension) is...

Speaking from experience be very careful as in order to get ones supplementary pension, you have to exhaust all social welfare benefits, otherwise you may not get the supplementary pension from your employer for 9 months, a farce really

I have another query to throw in, im a 61 yr old Garda who was a post 1995 entrant, i,m retired since aged 60 recieving my Garda pension plus a supplementary pension ( paid by Garda) included in my monthly payslip, my understanding is that once i reach pensionable age ie 66 i can apply for my...

the attached link page 3 and page 4 , explains how to calculate a post 1995 pension, but as i have only found out this week it seems as though the supplementary part of your pension circa one third does not increase with % national wage agreements, which i think needs challenging...

Hi, I am presently on a public service pension joined post 1995 so Class A prsi, i am aged 61 and mandatory retired since aged 60, there seems to be different formula from various public sector organisations and unions as to how the Supplementary Pension part of the post 1995 entrant is...

That is why i am raising prospective retirees shoul raise it with their employer and union before exiting as once your gone your on your own and can cause you angst, nobody wants to know

Having retired last year post 1995 entrant and now aged 61 and recieving a supplementary pension after a lot of Bureaucracy both from my employer and the Department of social welfare, i now notice that as part of national wage agreements i only get the % rise on the pension part on not on the...

Following on from above query , wife has been with the HSE for circa 20yrs and most of that has been a % of the week, asked for a calculation of service to date which comes to circa 12yrs, she is presently aged 66 and will probably work till 70 ( as enjoys it) salary is clerical officers scale...

Unfortunately i am playing that game, circa 9 months of job seekers benefit, collect from post office every week, has to be done, after 9months you have to fill in a form to say you will get a supplementary pension so fail means benefit, submit form to your employer and they pay supplementary...

I did same, first apply for a Public Services card, then apply for jobseekers benefit ( circa 9 months) both of these can be done online you need to create an account on mywelfare.ie, as to declaring your not available for work , this would actually be the best way but needs to be tested

Hi Zobeda Yes i am a member of the GSRMA and have raised it, but unfortunately nothing being done, I am retired since May 2022, and can confirm that the supplementary part has not increased only the pension and allowance element of pension, i am pretty good with figures, and at this stage would...