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    Can I drawdown mortgage funds after I’ve closed on house purchase? (time lag issue)

    Why would you even consider this? Two weeks is standard for release of funds from when your solicitor requests it. Banks have to do due diligence on every piece of documentation. The mortgage pack that your solicitor sends in to request funds contains multiple docs. Also as said above, you are...
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    Bank of Ireland will not let me withraw from a/c by Credit Transfer/ EFT

    Interpay just allows you to make a SWIFT payment rather SEPA credit transfer. Not sure why they would allow one and not the other.....
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    Bank of Ireland will not let me withraw from a/c by Credit Transfer/ EFT

    I have a savings account with BOI and zero issue making online payments from it. Full access online. Unless it is a notice account, I don't see any reason you shouldn't be able to make payment but must be something in terms and conditions. They should be able to show you...
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    Bank of Ireland will not let me withraw from a/c by Credit Transfer/ EFT

    None of that sounds right. They must have given you a reason why can only transfer to a BOI current account and then out.
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    Return to office - but I want to remain fully remote

    Oh please..... I would love to see the research that backs up the assertion that people need to be in the office to learn how to interact with others.....we don't hire cave dwellers. Graduates or new employees don't decide they don't need to be in the office. It's a company policy. There are...
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    Job change and mortgage application.

    No issue if the income wasn't included as part of application. They might look for evidence of the income that is included if you want to extend the application. They will ask you to sign a declaration before drawdown that your circumstances haven’t changed. But again no issue if they are...
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    Return to office - but I want to remain fully remote

    What on earth are you talking about? Fire a graduate and bullying comes into it how? I said they walk out the door. Not throw them out the door. Its not my opinion. Its how we run graduate programmes in a company of 3000 people. It's how induction programmes are run. It's how we onboard people...
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    Return to office - but I want to remain fully remote

    True but the idea that knowledge transfer only comes from being beside someone is way out of date. I started a new role during covid. Spent 18 months without ever meeting one colleague in person. Yes it was hard but starting every new role is hard and onboarding new people is hard and time...
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    Return to office - but I want to remain fully remote

    That is a complete fallacy these days. The days of sitting at a desk beside someone for a week are well gone. That is not how young people learn or want to learn these days. They way people work now compared to even 10 years is completely different and so are training needs. Nearly everything...
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    Return to office - but I want to remain fully remote

    I have to say, the arguments made by managers and companies about returning to the office are laughable. I hear all the buzz words about collaboration, relationship building, teamwork, common objectives, shared vision, productivity and it is all a crock of........ Let's me honest here. It is...
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    UB > PTSB Annual mortgage statement

    Pepper simply services your account as in does all the admin work like collecting payments etc. The mortgage is still owned by PTSB. Most mortgages are serviced outside the bank you have mortgage with.
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    Dublin City Centre - Car Restrictions

    Bus? Know its not ideal when you buy that sofa in Arnotts but what can you do. You can squeeze it on... Wait a second, why doesn't someone set up a home delivery service??? The idea to stop cars using the city centre as a way to go from northside to Southside (only ever one way traffic) is a...
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    Apartment Management Company charging for Pre Contract Enquiries re Sale

    I know. Its a pain. But it's standard price from what I have heard anyway. Rip off to be honest considering what they provide is standard in 99% of cases
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    Bad credit, being declined loan need advice

    Talk to avant. Might get nowhere but you have nothing to lose. If it was only fees left on the card, they might be willing to remove it from your record especially since you cleared them. If you applying for credit, would suggest you do it through a branch and explain the situation in advance...
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    €95m in budget for animal racing industries

    Whatever about horse racing and I have issues with that but greyhound racing? It functions purely for gambling. It was fashionable for corporate night out a while back but even that has stopped. Why are taxpayers giving millions to that? And it has nothing to do with rural Ireland..
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    Constitutional Referendum on the role of women in the home.

    I agree it's complicated. But I never thought the State using marriage as some sort of special relationship status that required protection to make sense. Marriage doesn't mean people love each other more than unmarried committed couples and it doesn't mean either party won't do their hardest to...
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    Constitutional Referendum on the role of women in the home.

    This isn't about the woman's place in the home and it is worrying that this is how it is being framed. It is extending the definition of family beyond traditional marriage to include 'durable relationships'. Has huge implications for tax, inheritance, children custody etc. It's hugely welcome...
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    New-build snagging disaster

    I would play hard ball on this. Can't imagine they are excited about putting a €1m house back on the market in current environment so will probably push to get it done to a certain standard. As said above though, I would be looking at walking away as well so probably worth a discussion with your...
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    A tale of supply and demand

    Always just buy mine at the post office.
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