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What do you plan to do when you give up work? Seriously. Finances are a huge part of the decision but I’m interested in knowing if you’ve put as much thought into that aspect of your plan. g

Well OP how did it all work out in the end for you?

I think I understand it tecate. It’s not for me. Thanks g

I bought a small amount on Revolut three years ago. I was curious about it and it was more to follow it and to try and understand it. It’s been underwater since I bought but in the last few weeks is up. Actually it’s up 20% as I look this evening. Personally, I wouldn’t go near it as a primary...

Hey @qwerty-2023 : One is my current employer’s pension plus a PRB which I moved into Zurich from IL last year. The other is a Matrix Bond into which I put a lump sum a few years ago. I don’t have a regular saver one. Hope that helps. g

Same here OP. My current pension is viewable in graph format but the investment bond I also have only displays in circular graph format. Maybe ask Zurich? g

Blackrock Clinic. g

Quick question as I have a similar-ish plan from age 60. A sum of €125,000 will surely only last 3 1/2 years before running out if you are drawing €36k p.a. You’ll still have 2 1/2 years to fund until you hit 66. Am I missing something OP? g

That’s a brilliant post OP. Really clear outline of your personal experience on it all. Very informative. Cheers g

^^^^^^. This is excellent advice to remember. Watch your health too OP. g

^^^^^^. + 1 for me. g

Me too with Veep. g

I posted my experience of this on boards.ie a while back. It might be useful OP. https://www.boards.ie/discussion/2058258286/ber-e1-to-b2 g

I have a question based on this. If you have a Buy Out Bond of, say €300k, from an old employment. Can you transfer part of it like the €100k in Marc’s example above into an ARF and take that approach but crucially leave the remaining €200k in the BOB. Or, are you not allowed to split a BOB...

iPad tablet for me most of the time.

I did this a few years ago and don’t recall having to wait too long for my tax refund. g

« 6. Some small health issues between us currently being dealt with, nothing major but we have VHI so getting everything checked out fully before we retire. » This is worth reflecting on. I remember someone saying to me to always get a full Medical NCT of yourself done before retiring early...

Wonderful post to read Bronco Lane. Good on you. g

Are the pigs gone at this stage? There used to be an awful bang off the place particularly in the summer which made the beer garden in The Morgue a horrible experience on a sunny day !

That’s a very, very decent income. Are you sure you need that amount between the two of ye? Asking, as I am struggling to work out a budget I can have confidence in for the same phase of my life. g