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    KBC Mortgage transfer to BOI

    Thank you all for your helpful advice. Have started the process by getting a valuation.
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    KBC Mortgage transfer to BOI

    Thank you Red Onion. I rang KBC this morning remaining term is 5 years 7 months. Mortgage was topped up several years ago not sure if this would impact on the repayment calculations. Top up was taken out near the end of the crazy times to buy a small amount of land (of poor quality) attached...
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    KBC Mortgage transfer to BOI

    Apologies if this is posted in the wrong category. Our home mortgage is with KBC: 5 years 7 months left, balance owing €89,731, interest rate 4.25% variable. Repayments currently €1425 per month. I am concerned with the move to BOI that our repayments could go up and lord knows we have paid...
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    KBC Account split on one account number

    MaryLou123 you mention in an earlier post that you had a check of your mortgage carried out. Would it be possible for you to provide me with details of the company/individual as I would like to have an audit of my mortgages undertaken. Thank you.
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    Tracker Appeal - Observations

    Based on the information contained in the posts above If I sent a letter to my bank asking them to explain how they calculate the monthly repayments and the reducing balance would they be obliged to provide me with this information and would this provide me with any information as to what method...
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    Tracker Appeal - Observations

    I follow this forum with interest but I do not like the high minded attitude of some when differing views are expressed. When someone with expertise makes an effort to to put forward a different view which may help others I don't see why they should be ridiculed.
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    KBC & Ombudsman tracker complaint

    I have a trail of emails, I email every 6 weeks asking for an update. I wonder what is the turnaround time in the FSPO or equivalent in the UK? A year to 18 months I can understand as there are no doubt legal issues involved but anything longer is a farce.
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    KBC & Ombudsman tracker complaint

    Thank you. I have been going back through the email responses from the FSPO since we submitted the complaint. The responses from the Ombudsman don't give me any faith that the matter will be dealt with any time soon, busy or not it is not acceptable to give continued vague responses to requests...
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    KBC & Ombudsman tracker complaint

    Thank you. Are they inundated with complaints or are they just particularly slow in dealing with matters? I can't for the life of me figure out how this could take almost three years. It sounds from what you are saying Brendan that I will be waiting several months more. I wonder has anyone had...
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    KBC & Ombudsman tracker complaint

    Just wondering if anyone had a decision from Ombudsman re cases relating to KBC trackers. Our complaint sent to Ombudsman in Aug 2017. We email them every month for an update. Informed in Dec that our complaint was referred for adjudication in April 2019 and we would have a decision early in New...
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    Entitlement of surviving spouse

    Good morning My father died intestate two years ago. We approached a solicitor to sort out affairs, had one meeting with him and arranged to submit death cert and valuation of assets (Small parcel of land and family home) To cut a long story short we have dispensed with the services of the...
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    AIB offering €20k incentive to people in long term arrears to voluntarily sell?

    And where do these families move to? Where will they rent? How will they get a mortgage to buy a new home? More homeless???
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    KBC KBC - infamous flyer timeline

    Had the same experience with KBC and my complaint on entitlement to tracker rate is currently at investigation stage with FSPO. I made a request for settlement figures in early stages of mortgage and same comment appeared in correspondence from KBC to broker on a letter I found on file when I...
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    How long for the Ombudsman to process a Tracker Complaint

    Emailed the FSPO for an update, have received a reply that it can take up to 12 months to adjudicate. They stated that my case went to adjudication in April 2019, so hopefully some news soon. Now that AIB cohort of complaints have been dealt with perhaps it will speed things up for everyone else.
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    How long for the Ombudsman to process a Tracker Complaint

    Still can't figure out why it would take 3 years to reach a decision and I know I am not the only person in this situation. I wonder how many staff are employed there at their grading structure.
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    How long for the Ombudsman to process a Tracker Complaint

    Why does it take so long? Is it shortage of staff or is it just a laissez faire attitude by staff in the FSPO? I cannot see how it would take three years to deal with a complaint. I doubt that the equivalent body in the UK would take as long.
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    How long for the Ombudsman to process a Tracker Complaint

    My complaint re tracker issue is with the FSPO since early 2017 - three years.!! Each month I email them requesting an update. Last month I was told case was now with Ombudsman for adjudication and I should hear early in new year.
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    How long for the Ombudsman to process a Tracker Complaint

    Good morning just wondering has anyone with a tracker complaint which was referred to the Ombudsman had a reply? It is now over a year since we submitted ours. When I contact the FSPO i get the standard reply "It is with the Ombudsman for his consideration".
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    Mortgage situation - advice required.

    I would welcome advice on the following; We have 2 mortgages as follows: Family home, 120k outstanding, rate 4.15%, 8 years remaining. Monthly repayments €1426. Current value 250k plus large site adjoining worth approx €80k. Buy to let, 83k outstanding, rate 5.15%, 12 years remaining. Monthly...
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    KBC Anyone got the KBC handbook from 2005

    Dear all I would welcome observations on the following: I have held mortgages with IIB/KBC since 2005. It was always my understanding that I was on a SVR that changed according to changes in the ECB rate. In response to a recent complaint regarding whether I should have been on a tracker the...
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