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have either of you heard anything back yet?

Dealing with the same

@lolo11 did you receive the money back ?

salary gets better if you can move into an engineering role. I was there myself for years then made the jump.

Open a us ‘Wise’ account and transfer from E*trade to there in USD. Then transfer to eToro from your USD wise account.

Probably not rational but I don’t like to pay off the cheapest debt I’ll ever have right now. I’ve already paid off some. Also thinking about things like life cover where mortgage paid on death and cheap bank fees. Fiscally I know you are right but I take a measured approach and can’t bring...

Long time horizon over 10 yrs

Want to open a savings account with a life company for my child for college. Any recommendations for best ones with lowest management charges? I was looking at Zurich Child Savings Plus but the Management charges look steep from 1.75% up

Just leave it alone and consider it an asset and it will mature over time

I think everyone wants a pay rise and to maybe even work some more on occasion. The paye system is setup in such a way as to deter people from doing more. Make the system more not less attractive to draw in participants.

I think the advice is keep paying in and dollar cost averaging essentially. You are buying at lower points so when it rises eventually you will see gains at each point.

I think a big problem too is people working partly for cash. Don’t begrudge it(well maybe a little)

We of course have to help people that cannot work or need help that makes sense but if we remove incentive to work we have a real problem. The marginal rate for higher earners is 52%. Sinn Fein want to bring that up to 55% with a solidarity tax. Now keep in mind that basically means that anyone...

I just fixed with AIB at 2.15 for 4 years. Should I have gone longer in terms of where we think rates are going and for how long?

Yikes so that’s 55% tax rate. I wonder do folks know they are voting for more taxes actually not less with SF :) . You would think income tax for middle to middle high earners is pretty tapped already at this point guess not. How will folks in Dublin pay rents them if they pay more tax. Oh I...

Im looking at Sinn Féin’s policy that proposed a 3% tax on individual incomes over 140k. Im confused does that mean a married couple with a combined income over 140k won’t infer this tax? I was just curious.

Does repayment date change when you refix at Lower rate with same lender?

What’s the story with KBC mortgages at approval in principle stage when I then want to move to formal loan offer? Are they still honouring agreements at this stage?

Thanks Gordon. Sounds like I need to talk to our solicitor to get the parents to sign two documents then.

Guess I’m asking can we gift it back and restore the wife’s inheritance threshold. I’ll have the money back to them when I sell my current home