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That sounds promising to me at least they sound like they admit to having the problem

Still not a word of anyone having received a letter from KBC with a resolution. Very frustrating crowd to deal with and I can only imagine Central bank must be having the same difficulties with KBC. I fixed in 2007 and was on Tracker up until then when I signed IIB MFA with the revert to SVR...

Got a similar reply myself today, the KBC unit told me as previously mentioned in this thread that the first wave of letters were issued last Friday - I'd love to hear if anyone on here has actually received a letter of last Friday from KBC - So far ive heard of not one. They also say the review...

Without figures of your earning and repayment details it is difficult to say, amounts, terms, was the 5 year credit card settlement with frozen interest etc. but you sound like you could be a good case for the new Insolvency legislation most certainly with 70k of unsecured debt. An insolvency...

Hi, Have you asked the bank to capitalise the arrears as I take it this is why they are chasing you ? "you say you want them to back off". I would put your request to them in writing to capitalise the arrears . If you are now paying full interest and capital each month have you consistently...

Hi, You have options available looking at your cashflow. You should decide what is worrying you most about your predicament and draw your priorities from this. Firstly your homeloan is what your bank would want you to focus on and they will be looking at it like this. You owe 265k and you are...

Springsteen, You have the fact that all loans seem to be with EBS therefore whichever way you prioritise the loans in your own cashflow terms, EBS will be receiving all the cash. All roads currently with the Govt. initiatives etc. are pointing to giving the maximum priority to the family...

Hi Lipton, do you currently rent the property in Portugal to at least try offset some of the cost of the mortgage if you cannot earn all the income to cover the mortgage. I have a property on the algarve and I part-fund the mortgage with a portuguese bank through short term holidaymaker rentals...

Hi, have you tried to restructure the mortgage in Portugal ?

Hi, I'm anxiously awaiting an answer from KBC about Restructuring my mortgage and am wondering if they have offered as yet anybody a split mortgage ? I have requested the term extension to as far as possible having just about completed a 4 year interest only and less than interest only...

KBC are reviewing, how long they will be reviewing is another question. Usually they are quick off the mark

Yes, I am awaiting that very contract to do just that, I'd be speculating if I said I had any clue what it says. The bank have refused any idea of offering back a tracker so my guess is its not favourable to me, though that wont stop me reviewing it with a fine tooth comb. I'm very upset about...

I signed up for a fixed rate with my bank in 2007, never offered my tracker back in 2010 at the end of that, never asked mind you or realised that. Anybody had experience here where the ombudsman did rule in their favour. Its my next port of call, was on a tracker in '07, signed the infamous...

KBC Tracker - Fixed - Refused Tracker Hi Mcaul, Very interested in what you have to say about your circumstances with KBC, I have a very similar scenario with them. Fixed in '07 when I was in a Tracker mortgage, buried in there it had the Additional t&c'S line then beneath that it reads...