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Is that 170km daily 5 days per week? Sounds like you doing serious mileage with your car.

Hi Creditworthy. I wonder could it be an issue with the phone you are using to access the BOI App? That the operating system is too old or not up to date.

Sorry for your loss Mathepac.

Maybe Bank of Ireland was playing a big April fools day prank on us.

Thanks for that Freelance. Someone recommended the Samsung Galaxy A15 over there as a cheap phone with a fair degree of future proofing. Seems to have a good enough spec.?

Thank you Androidman! If worst comes to worst and the App stops working, I might buy a cheap new phone.

I can't find the message I got from BOI. I thought it said you have to have Android 12, but on their website it says Android 11.

I've a perfectly functioning Huawei P20 Pro from 2019. The Bank of Ireland website says that Huawei won't be supported anymore? It's EMUI 12.0.0 But I think that is only Android 11.

Thinking about this you may have overpayed by too much. And they charged you a penalty. If the first €5000 payment was a percentage of the 2023 mortgage, it would have reduced the mortgage principal so the 2024 allowed overpayment would have been less than €5000. It would be worth discussing...

The increase in interest sounds wrong. I assume the interest rate didn't increase in the interim. Maybe the bank charged you a penalty (incorrectly in my opinion) for the overpayments. When you say the first interest payment was €1300, do you mean that this is a new mortgage?

Bank of Ethiopia has an ATM glitch allowing heaps of people to withdraw money that is not in their accounts. https://www.bbc.com/news/world-68599027

Also there is a formula in schedule 3 from which (I think) you can work out anything about your loan agreement by rearranging things. But it looks different from the amortisation formulas that Excel (and I) use for interest calculations.

Banks often mention months and monthly interest but still calculate interest by the day. So 28, 29, 30 and 31 day months all produce different interest figures. And then they recapitalze the interest at differing intervals to further confuse us mere mortals. Monthly, quarterly etc. And I...

Some information here about this question. Originally curtsey of ClubMan! https://www.irishstatutebook.ie/eli/2016/si/142/made/en/print

It was €4.20 a pint the last time I drank a pint.

Do you not love her?

I would venture to say that you shouldn't bother with a solicitor who won't return your call or email in person in 24 hours.

I am seeing a new button or box on the left hand top side of the AskAboutMoney website with a red X over it. I think it only appeared today. Just wondering what it is? I don't want to press it in case it is dangerous.

There's something suspicious in the wiring if a 63amp circuit breaker is tripping. Maybe an earth fault somewhere. It might be a failing heating element somewhere in an immersion or an electric cooker or single bar heater.

Me too!! Yippee!!