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  1. R

    Linked Finance charge to investors - 12%

    Quite interesting that we are starting to see a number of non-performing loans starting to appear. I wonder if this is a trend - will also be interesting to see how successful they are in recovering Directors personal guarantees.
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    Keytrade Belgium won't open account for me

    I transferred my sons account to a child plan with Zurich. It's quite a restrictive investment as the policy is assigned to the child from the outset and the parents can no longer control the fund choice so a good broad fund choice is required. I'm also going through the process of opening an...
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    Keytrade Belgium won't open account for me

    Keytrade Bank just decline the application without any explanation even though you have satisfied all of their due diligence requirements.
  4. R

    RaboDirect - Investment Service Terminates on 24/4/17

    Keytrade Bank just decline the application without any explanation even though you have satisfied all of their due diligence requirements.
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    Keytrade Bank

    My wife and I recently applied to open an account with this company, their investment platform looked to be a really viable alternative to Rabo. Having heard nothing I contacted them yesterday only to be told that our application had been declined. I had fully satisfied all of their due...
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    RaboDirect - Investment Service Terminates on 24/4/17

    I thankfully salvaged my funds from Cantor but not before I experienced a horrendous level of customer service, glad we got out. How the Central Bank allowed Rabo to transfer its investment offering to this crowd is beyond me, the service and investment offering is from the dark ages. I...
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    RaboDirect - Investment Service Terminates on 24/4/17

    We have decided to transfer our own investments to Cantor however I don't know what we will do with the regular monthly investment at this point. We have set up a bare trust to hold the existing investments in our sons name with Cantor. He held a couple of funds which have bounced back recently...
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    RaboDirect - Investment Service Terminates on 24/4/17

    Do keytrade sell into Ireland though?
  9. R

    RaboDirect - Investment Service Terminates on 24/4/17

    A comparable alternative would be an investment platform offering direct access to investments in external investments. Regular premium life policies are certainly not directly comparable and will prove significantly more expensive (we currently only invest in index trackers). I'm currently...
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    RaboDirect - Investment Service Terminates on 24/4/17

    Cantor don't offer a regular investment facility which is really disappointing - I have questioned both Rabos due diligence and the central banks process here, neither appear to have given a damn in either seeking or ensuring a suitable alternative replacement service is secured. Stockbroking...
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    Key Plan from Keytrade

    As you suspected the AMC is built into the underlying fund - similar to the Rabbodirect platform in Ireland. It appears to be a more expensive way of investing in managed funds.
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    Long term savings plan for children

    I currently use the Rabbo platform with an account in the childs name. Remember children have an annual tax free amount like all other irish residents which means you can realise profits every year up to that ceiling with out income tax liability arrising on those profits. I'm also currently...
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    Availability of Index tracking funds in Ireland?

    Rabodirect offer a small range of tracker funds from Blackrock that I'm currently investing in myself. The tax obligations of investing in such funds is a bit more onerous than your standard insurance policy so you need to check this our before you start.
  14. R

    Section 481 Film Finance

    Thanks for the update Mr Earl.
  15. R

    Section 481 Film Finance

    I was reading a short piece on these investments in this weeks Sunday Times. Can anyone recommend an IFA or advisory firm who could deal with this? Does anyone have any experience with this type of investment positive or negative?
  16. R

    All Ireland Doors & Windows

    As an update, we carried out additional due diligence on the company, their accountants and bankers and everything stacked up. Being a gamble we paid them €3k up front and withheld the installation fee of €500. Doors were fitted last week and we're absolutely delighted with the end result. It...
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    All Ireland Doors & Windows

    Good advice on the payment method Brendan, thanks.
  18. R

    All Ireland Doors & Windows

    Has anyone any experience in dealing with this firm they are asking for 100% payment upfront. I've undertaken quite a bit of due diligence and it doesn't stack up.
  19. R

    Marrying into negative equity, what are the implications?

    Jenni81 - you sound as though you have a very sensible head on your shoulders and correctly raised the issue of raising a baby in a potential world of debt. Please do not listen to the foolish advice of Geri - advice like that has too many families in awful positions.
  20. R

    Best of the FSA protected banks? Leeds?

    Do they accept non-uk residents?
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