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  1. W

    Sports Club discipline away from the club

    There was a recent case involving a Club and a person who had been a member but had not paid subscription and he successfully sued the Club for an accident at a club event that I don't think was on their premises or grounds. (The case is on here if you scroll back). I would have thought on that...
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    Why do people open credit union accounts?

    Lets discuss the 'bailout' first - I had clearly indicated that this referred to credit losses and these were estimated to be €500mn and did not crystallise. Conflating this with decision to pay depositors was a separate matter and also applied to anybody with a deposit account and indeed bond...
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    Community Loan Alternatives

    Try your Credit Union as they often lend to Clubs.
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    Why do people open credit union accounts?

    Well the life insurance on a loan is particularly complex - they pay it off when you die er...that's it except that you are not charged for it. Those that provide Life Savings Insurance - usually have a document telling you how its calculated - basically the earlier you save and keep the...
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    Why do people open credit union accounts?

    Apart from: - most having fully functional current account connected to the world - most have advanced mobile app - lower charges - many have mortgages - dividends have started in several - local operations and real people - online facilities for savers even if you do not have current account -...
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    Conor Pope just does not like Revolut

    You certainly feel stupid if you are scammed but I am somewhat alarmed at the superiority attitude of some people here. There is always a story behind the scam that starts 'Yes ..but...'. Most modern scams are targeted at people who are vulnerable in some way (obviously none of you lot) Someone...
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    Tax treatment of Ukrainian citizens who work remotely in the State for Ukrainian employers

    Tax treatment of Ukrainian citizens who work remotely in the State for Ukrainian employers On 14 April 2022, Revenue issued outlined Revenue's concessional treatments with regard to Ukrainians who: came to the State as a result of the war in their country, and continued to be employed by their...
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    Conor Pope just does not like Revolut

    According to Opus Dei its the individual and crowds are not required.
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    Best Buy Leading credit union ‘offering cheapest loans in the country’ after rate cuts

    Mr Weston is always correct. This pricing does not apply at all Credit Unions. Home improvement used to be done by equity release (2nd loan) but I stand to be corrected but I don't think the Banks do that much now compared to what they used to do or at least I don't see it advertised at...
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    Conor Pope just does not like Revolut

    I must be suffering from a massive misapprehension. I could have sworn that Mr Burgess thought that the place was full of strategic defaulters and wont pay people and that they should all be rounded up and their houses taken from them. and the process of repossessing was on the never never. I...
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    Conor Pope just does not like Revolut

    Well then tell us about your view on repossessions?
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    Best Buy Leading credit union ‘offering cheapest loans in the country’ after rate cuts

    Mr Weston has an interesting article here. https://www.independent.ie/business/personal-finance/leading-credit-union-offering-cheapest-loans-in-the-country-after-rate-cuts/a397804019.html
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    Rent tax credit for student children

    For 2024 and 2025, the maximum value of the Rent Tax Credit is €1,500 per year for jointly assessed married couples or civil partners. The maximum value is €750 in all other cases, including single persons. This is the case no matter how many properties you pay rent for during the year. In...
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    LPT payment

    If you have the Property ID and your PIN (printed on some correspondence but not all) you should get in touch with their helpline - they are very good.
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    Conor Pope just does not like Revolut

    These fraudsters try these scams because they get a result regardless of the percentages. With regret, a lot of people are either not aware or lack financial literacy. Some of you should direct your efforts at this As regards Revolut one of the ongoing issues is lack of availability of...
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    Business Loan to modify my home for my business

    On the basis that it is altering the property it changes the split fir CGT purposes and isn't allowed for CT or IT purposes. Check it out yourself. Just think it through logically.
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    Business Loan to modify my home for my business

    If the business pays for any capital works as opposed to fixtures and fittings then firstly the capital is not deductible as business expense. By capital I mean permanent change. Second the business now owns part of the property and there will be CGT on future disposal. Keep the business part to...
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    Should we pay more tax to have a better society?

    We essentially have three parallel taxes of income tax prsi and usc.anybody on higher rste pays an astonishing amount. Read the C&AG reports for insane waste. Children's hospital HSE How many reports do we want to say we get worse bang for buck on health spending The only reason we are not...
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    CARA Credit Union- 3-year fixed term deposit product with an attractive AER of 2.8%.

    Cara Credit Union - Co. Kerry https://www.caracreditunion.ie/about-us-2/tralee-cu/?gad_source=1&gclid=CjwKCAjwte-vBhBFEiwAQSv_xUGJ82DDTqSCqOq_ygLlh24ub8efcqCdcYg4hjfYnwuEArz8IMmUZxoCVHAQAvD_BwE 3-year fixed term deposit product with an attractive AER of 2.8%.
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    Overview of Complaints 2023

    A number of matters spring to mind. 1st is fspo never refers to unfair contract terms directive and it should. 2. What does acting in the consumers interest mean if they didn't tell you about tracker option at the time? The problem of financial ignorance is a big issue 3rd since the publication...
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