Search results

My friend agreed to sell a property he owned to his son who was renting the house in 2015. The sales price was agreed at 2015 level. He now wishes to draw up sales contract and complete the sale legally. The reason the sale was not completed at the time was that his son had to move abroad with...

A friend, retired in 2015 from the public sector opted for increased pension and no lump sum. He has also worked part time in the private sector and subject to PAYE for 30 years. He has paid personal pension contributions on this second income. This salary is not pensionable from this employer...

From a revenue perspective she will have 22 years service. Paying an AVC will enable her to maximise tax free lump sum.

The number of years allowed for a masters will be the minimum amount of time it would take a person to complete the course on a full time basis. If the post qualification experience was gained whilst working in the IOT on a temporary contract and this service is pensionable then the PQE period...

Those who have accepted the Euro conversion now have Euro loans. As I see it AIB can now offer customers the option of repaying the Euro loan and if they dont do so the bank can sell the loan. Pressure on the bank from the Central Bank, High Court cases and the ambition to reduce state...

I read regularly how important it is to have a good fund manager. Can anyone suggest good fund managers at the moment. If the fund performs well this will compensate for high fees. I am in the process of transferring my pension from Standard life GARS (poor performance ) and trying to decide...

Hello I accepted the option offered by AIB. I am still out of pocket in respect of exchange rate used and professional costs incurred. However I felt it was better to accept. In respect of your question ... why now ?, I think I got the answer over the weekend. Apparently AIB are considering...

If I have eg 17 years of actual service plus 3 professional added years of service, under revenue rules is my service = 20 years which will enable me to maximise my tax free lump sum? Ie receive 1.5 salary tax free.

Advice please AIB have offered investors who borrowed in Yen an opportunity to convert their yen loan to a euro one as if they had borrowed in Euro in the first place thus eliminating currency losses. Investors as part of the deal have to pay euro interest. My situation: I repaid the yen loan...

When will the details be available,? Is it effective immediately? Thanks for posting this update

The reason for the delay in setting a date for the oral hearing is because we are unsure whehter to proceed with the FSO or to take proceedings in court. The FSO will only agree to my husbands evidence, the AIB private banking advisor and AIB relationship manager. He

well done and thanks for keeping us informed of the outcome

Anyone like to share their experience of an oral hearing with the FSO?

I would reply directly to the solicitor setting out the reasons why this has not been paid. Solicitors only want to hear from other solicitors as this is how they earn their fees and they will be unlikley to respond if you have a good reason for not paying as this complicates their normal...

Thanks for setting up this forum. I have made a complaint to the FSO which is currently under investigation. It is impossible to know what information the FSO wants or considers relevant. I have sent him detailed letters in relation to the complaint and referenced these to the Consumer...

I am trying to find references to legal misselling cases, can anyone point me in the right direction Thanks

Thanks for the advice I have already submitted my complaint over a year ago and it has not gone to investigation yet as there is a lot of correspondence going over and back between me and AIB. AIB are very slow to respond so it has been delayed. I expect that this part of the process is now...

My question is in assessing damages does the Financial Services Ombudsman look at whether the loss has in fact been realised where an investment term has not yet ended? AIB may not realise the investment which was due to end in 2012 until say 2016 (they have a right to do this under the terms of...

I am awaiting a decision from the FSO on an investment I made through AIB where I was advised to borrow in Yen to invest in Japanese property. AIB now maintain that this is a Euro and not a Yen fund. I have suffered large 'paper' losses as the Yen has strenghtened over the period but as I have...

thanks for all your replies - further food for thought