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  1. K

    Healthcare costs - not insurance Letter saying denied dental (PRSI) I didn't claim

    Great. Sounds like a bad system. I was a annoyed as the dentist may have been charging me and claiming for my PRSI as I mentioned to him I had dental insurance. But sounds like it's just the way the system works. Waste of money as they posted me the letter too!
  2. K

    Healthcare costs - not insurance Letter saying denied dental (PRSI) I didn't claim

    Hi, I used a new dentist the other day and I paid full price as I had used my PRSI free visit in January with my old dentist. I got a letter in the post this morning saying my claim was denied as I had already used it. It seems my dentist tried to claim while also charging me full price. Am I...
  3. K

    Save for Mortgage

    Looking for a 2 bed apartment in Dublin so I think a 300k budget. I also think 300k is the top end of what I would get for a mortgage I think.
  4. K

    Save for Mortgage

    Currently living with parents hoping to start saving for a mortgage. Age: 30 Spouse’s/Partner's age: N/A Annual gross income from employment or profession: 80k + 15% bonus Annual gross income of spouse: N/A Monthly take-home pay c. 4k + 5% pension Type of employment: e.g. private In...
  5. K

    Phone Arrears

    A friend is in arrears with Vodafone which they are paying off, however the period they originally entered into the contract for is now coming to an end, he informed VF not to review the contract to limit the amount of arrears building up. VF refuse to do this. I have read the contact and it...
  6. K

    Life Income Protection Insurance

    Thanks guys. I will ask about a continuation option. Now, something Steven says made me think, say I just stay with my current cover then, in a year I get skin cancer and am off work for a while. Then I return to work and move jobs without a continuance option, I apply for my own policy and...
  7. K

    Life Income Protection Insurance

    Dear All, I am currently covered up to 66% pay in case of illness by my employer's group scheme. Now I really like the comfort I have from having this in place. My concern is that In 5 or so years time if I decide to move on an change jobs the premiums for cover for myself will have gone up...
  8. K

    Medical Tax Refund

    That is very useful Slim, I am still not 100% clear on if this would be regarded as a medical rather than cosmetic. She was told by a doctor to lose weight for various health reasons however, the doc didn't exactly say how. She just chose this option
  9. K

    Medical Tax Refund

    It's that time of year again to look at medical refunds. I was going over my parent's medical costs and my mother had 2k for weight loss procedure in Prague. My question is, is this a valid expense? She was advised by her doctor to lose weight therefore I think this should be regarded as a...
  10. K

    Medical Tourism Travel Insurance

    My mother is travelling to Czech Republic for a weight loss procedure. I am keen to ensure she has travel insurance that covers her for 1) any complications arising from the procedure while she is there and 2) any medical conditions unconnected to the procedure while she is there. Does anyone...
  11. K

    The risks of downgrading health cover

    Well then I don't understand what PHI for public hospitals is for? Can anyone explain this?
  12. K

    The risks of downgrading health cover

    What does public hospital insurance cover; just different accommodation or does it get you seen faster? What's the point in having insurance for public if you still have to wait 7 months?
  13. K

    Help Understanding Plans

    Thanks a lot for your advice. I was looking at the Glo Health Better or the Laya Flex 250 Explore. Another question I have: I was looking at the HSF and wondering if that can be used to cover excess and shortfalls or is this not allowed?
  14. K

    Help Understanding Plans

    I need help choosing a plan for my mum. She's 54 and diabetic, had a heart attack a few years ago, and occasional smoker i.e. she's not healthy. I have been lucky myself and been quite healthy so don't know the ins and outs of health insurance of the health system. When it says it...
  15. K

    ICB Report Footprint

    I recently applied for my ICB report and it has two footprints for when I applied to open current accounts with banks i.e. not credit. My understanding is that the ICB use the footprint as an indication of you applying for credit to work out your score. My question is, is it fair that my...
  16. K

    Express Mail International

    I am looking to send c. 40-60 pieces of tracked international mail per week. No signature needed just confirmation of delivery. Does anyone know if Express post will work for this? Also, is it possible to get a batch of those barcode labels to avoid having to do it all in the post office...
  17. K

    Landlord and receivership

    Hi, Looking for some information on what happens when a landlord goes into receivership. Is the buyer required to assume the leases with tenants? I assume that my deposit is unsecured debt so that would be gone. Had a very brief look in the Res Ten Act, 2004 but couldn't find this...
  18. K

    Bank say they own car

    No, I didn't know I needed to.
  19. K

    Bank say they own car

    Hi, I bought a car from someone that got it from someone else. Now tha bank have told me that they own it. What can I do? Thanks.
  20. K

    Quickbooks

    Does anyone know if I buy a copy of quickbooks from the UK will it be the same as oe from Ireland i.e. will I be able to change the currency from £ to € and is there any other material difference? Also is there much difference between Quickbooks 2006 and 2008? thanks
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