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    Pay increase - how to maximise pension?

    Yes @Cavanbhoy - savings toward the purchase of a home are allowed.
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    Pay increase - how to maximise pension?

    Yes, we are in receipt of this. Its currently used to fund our sons monthly therapies but isn't factored into the Carer's Allowance means test, hence why it hasn't been mentioned above!
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    Pay increase - how to maximise pension?

    @AAAContributor Thank you so so much for that breakdown. You've really simplified it for us! Some very tiny amendments made (Current Pension contribution was calculated incorrectly, its €50 PCM, which is €11.54 per week). Carer's Allowance Calculation Current Future Gross Income 41,000...
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    Pay increase - how to maximise pension?

    Thank you for your response. Yes, there is inheritance as part of the house purchase, its a longstanding arrangement with family but as mentioned the house was in dire need of repair works that we've been completing over time while living here. Theres absolutely no rush on the sale / purchase...
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    Pay increase - how to maximise pension?

    Age: 33 Spouse’s/Partner's age: 33 Annual gross income from employment or profession: Husband is currently on 41K, proposed new salary €52,383 Annual gross income of spouse: In receipt of Carers Allowance, €217.50 per week - €11,310 P/A Monthly take-home pay: Husband - €3133.95, my carers...
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    Tax on Annual Bonus - pension??

    Hi folks, Hubby is receiving a 5K bonus. Fantastic yes, however the tax on it will be €2,850. He does not currently have a pension (employers do not have a company scheme, nagging him to set up his own has not worked). I'm wondering if we can hold off the bonus payment for a week or so to...
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    CGT on disposal of rental property

    Yes we did! Doe this affect things?
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    CGT on disposal of rental property

    If this is right, then I prefer my way of calculating it :L Thanks RedOnion, I knew something was off!
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    Separated with mortgage of 180k

    I'm not 100% certain on that, please check social welfare listings to see the rules etc and have this clarified, don't take my word for it. I do know for my sister, anything over 20K in savings is seen as means. She might not lose all of the payment by having someone move in, but the amount she...
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    BOI not moving with their rates for me

    What Todo said, query the protection cover with Ulster Bank and if its not a problem, move to them! Very appealing rate and worth moving for.
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    Separated with mortgage of 180k

    This may or may not have any bearing but something to be aware of, and it might be different based on what payments she is on. I have a sibling in a similar financial situation as your ex wife (in receipt of social welfare payments listed above and working part time). All of those payments are...
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    CGT on disposal of rental property

    Folks, First time disposing of an investment property and facing CGT. I've used Revenues website to calculate this, please can someone tell me if I'm going wrong. Sale Price(incl all contents & furnishings) 125,000 Original Purchase Price 81,000 (purchased in 2015) Difference = 44,000 Less...
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    Advice re PRTB and tenant who ran

    I have been provided a form I need to complete and return to them. She advised me that there are delays in the RTB taking the case on our behalf. It would certainly be much better if we could take the case ourselves but without an address its impossible.
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    Advice re PRTB and tenant who ran

    Hi All, I've been advised by the PRTB the next step is the District court. We can submit the application ourselves however - the tenant has not provided a new address to us. She has provided this to the PRTB for the Determination Order to be sent out, but they will not provide it to us which I...
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    Advice re PRTB and tenant who ran

    Hi all. We finally received our order from the PRTB regarding this, ruled in our favour of course. Can anyone talk me through the next steps, is it applying for a court order? Finding v little guidance online. Thank you.
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    Advice re PRTB and tenant who ran

    Exactly. The PRTB allowed her to open a dispute claiming we were illegally evicting her despite us providing all evidence that we hadn't. They allowed her to remain at the property for an additional 2 months while we waited for the hearing date. I am furious with them because they enabled her to...
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    Advice re PRTB and tenant who ran

    It may have only been seven months but financially it hit us really hard and we're struggling to recover. She was our first tenant so there wasn't a 'kitty' of funds to sit on. We did all checks possible for references and rental history, we were just unlucky. The property will be going on the...
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    Advice re PRTB and tenant who ran

    Believe me, I'm trying. Unfortunately its a complex and I can't know for certain which internal property she's entering. Its incredibly frustrating. I have put feelers out though and am hoping to hear back. I'm also trying to track down her new workplace as the PRTB have said I can provide that...
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    Advice re PRTB and tenant who ran

    Here is the letter word for word: "Dear X, I refer to your application to the Residential Tenancies Board for dispute resolution services and I wish to inform you that we do not have a current address for the respondent involved in this dispute. We have tried to locate a current address for...
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    Advice re PRTB and tenant who ran

    Hi all. Had a tenant in situ from July until end of January this year. Disaster from start to finish. Evicted for non-payment of rent. She disputed claiming it was an illegal eviction - it wasn’t, this was a delay tactic on her part. Just before our hearing with the PRTB, she ran. Keys were...
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