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Hi all, Can someone recommend an Independent Financial Advisor for a retirement lump sum, please?

Hi to fellow AAMs, I am retiring from teaching and will have a lump sum and an AVC. The go-to financial services provider for INTO members is Cornmarket. At a recent Zoom call, their guy went through my AVC options and after a quick financial review of my circumstances, found reasons to reject...

Hi all, my retirement lump sum will be around 110k. My credit union says that if this is sent to my current account with them, then together with existing savings that will exceed their max. I contacted pTSB, with whom I also have a current account, and they said it should be fine. It's the...

We recently paid ours off, too, and keep them in a cabinet at work.

Hi everyone, I have inherited some silver bars. How do I sell them? Alternatively, how do I buy more as a diversification (I already have basic financials of mortgage, savings, investments, pension etc covered) Advice appreciated from anyone with experience. Thanks.

I applied for the first stage of opening an account with N26 - email, DoB, mobile number etc. Received this today: Thank you for your interest in N26. We couldn't confirm your application to open a new account since your user information could not be validated. Thank you for your understanding...

Thanks so much to all the knowledgeable people for taking the time to reply. I have some photos of the beautiful Geranium walk in southern Tenerife. Is is too much to hope for that there's something like it on the mainland? (We like the vegetation)

Thsnk you very much for your replies. A special thanks to Leper for the very detailed post. We'll have a bit of fun trying them all! Looking back on my request, I should have added that we are two empty-nesters and will be there in autumn/winter only, so no worries about high temps.

We've enjoyed Playa de las Americas to Los Cristianos areas in Tenerife because of the Geranium Walk, a seaside pavement that runs from 10-12 k along the coast. No traffic noise - the roads are on the inland side of the hotels. Can anyone suggest similar in mainland Spain's Med coast? Thanks

My son is 25 years old, just married, no medical issues, finishing a Master's. Planning to work here for a year then move to US (legally) in Feb 2019. Looking to take out life ins - 10 years, level term, 50k, no indexation, conversion, waivers, or SI cover needed. Simple policy - you would...

SVR customers can switch to LTV - Brendan SVR is not available to new customers in AIB. - RedOnion Both posters seem to draw a distinction between SVR and LTV which was my first question. What is the difference? AIB does not allow you to drop to a lower LTV band, if you reduce your...

Thanks for those helpful replies. Clause 33: "You are only entitled to the New Business PDH LTV rates available at the date on which the new interest rate is applied to your mortgage account. Once this interest rate has been applied to your mortgage account no variations in the New Business...

Advice appreciated from the wiser heads here: We're on 4.2% SVR with KBC (I know, I know). Repayments €945, currently overpaying at €1400 p.m. Mortgage outstanding €113k, valuation €255k so 45% LTV. Asked about lowering our rate and they said no problem, offering 3.2% or 3% if I switched...

It was for personal injury. So, no tax :). Thanks, Srase.

Received an out-of-court settlement for a traffic accident (30k). I'm a PAYE tax-payer. Anyone know if I have to pay any type of tax on this?

Looking for an accountant/tax advisor to advise re annual self-employed/PAYE tax return, property taxation advice etc. Nothing complicated: Advice meeting before tax return is compiled (to clarify our tax situation, what can be claimed, what documentation needed etc), prep of return, and...

To revert to the OP's point, may I offer overuse of "in relation to" on the radio? Example: "To answer your question in relation to pay scales, blah blah..." What's wrong with a simple "about"? "In relation to" implies two or more concepts and a connection between them.

We sorted our drip by replacing the solenoid valve that controls the water flow when you press the on/off switch. They fail over time. A quick fix once you locate the right part for your model.

Can anyone recommend, from experience, an English-speaking practice in Budapest that could represent my interests in a property sale? Thanks.

CNET, Brothersoft and others routinely package PUPs (Potentially Unwanted Programmes) e.g. SupTab with their downloads. These are usually marketing trackers and some contain file lockers to prevent tampering so can be difficult to remove (though Malwarebytes [free] usually does the trick). Apart...