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There are over 1000 properties (2 bed + but with OP being a single maybe even 1 bed would do just fine) for sale with the price of up to 200k in Ireland on daft. OP stated: " it would leave 230K approx to fund a new house outright - which appears to be doable in the areas I'm looking at." Based...

I would definitely downsize now if you have the opportunity to do so. Then you can put €1090 a month into pension/savings/invest instead of giving it to the bank.

If the price is acceptable, sell. Take into consideration: 1) Value of defective concrete block home might deteriorate not appreciate (or appreciate slower than inflation rate) even if the market will continue up. 2) For the calulation of whether it makes financial sense, any profit after tax on...

I've been using YNAB for the last 2 months and loving it. It is $84 a year but in my opinion worth it.

Not at all, family of four here and we spend around 750pm for food, toiletries, cleaning supplies etc. We shop at Tesco + a local Polish shop (as they have tasty cheese and cold cuts and the prices are very reasonable).

For the phone, Tesco mobile Pay as you go is great. For €15 you get unlimited calls in Ireland for 30 days + this €15 is still on your account and does not vanish after 30 days period is over. So you can easily spend €15 for two months and if you shop at Tesco you can use 500points to change...

Hi peterpanics Good to see you are doing well and seems like it will eventually go as you planned. Just one thing you might consider is to allocate some savings into the commodities. Some silver and gold (but physical coins, bars - so you have it in your hands when something bad happen)...

Hi OP You are young, you have great job which is secure for next 2-3 years at least. You have less than 1 time annum salary in mortgage. I'd say, take half of the saving offshore, to emerging markets and invest in more risky assets like: funds which are investing in stocks. Asia (China...

Things stabilised. The prices are still high in comparison to average income, but they won't drop because of three things: 1) Poland didn't go into recession. We had growth, there was a slow down, but now we started growing again (last 3 months 3,1% GNP growth). Banks already started to lower...

Yeah we have a good stable economy in Poland. I would say we will grow till 2012-2013 without a problems esp. with EURO2012 in betwen. I'm not sure about joining Euro zone fast...It can maybe happen closer to 2015 or 2018 we would join. Having Polish zloty prevented our economy from going into...

Try Airtricity for the good rates. I recently changed ESB for them and can't complain. Also 30pm for bins seems expensive. Check Panda.ie - 1 year = 282E = 23.5E/pm or segregate really hard and you might even go below this. Contact MABS, with their help, try to consolidate all the loans. They...

It really depends on your life style. Here is something from me: 1. Dunno what company you work for, but you might consider not to sell shares atm. Recession is not something that will stay forever. Economy goes along sinusoid. My opinion is within 8years global economy will enter upper part...

Poland can be tricky. On the one hand, you have huge amount of people who want to buy their first place, on the other hand you have prices that have risen too fast, comparing to people earnings. At the moment average net salary is enough to buy 0.3-0.4sqm of the apartment in the most of the...