Search results

Thanks ClubMan, so there's the income tax element and then the CGT element in relation to both share types. That's a bit clearer so the CGT only relates to profit made on selling whereas the IT is on the discount received. Now I just need to work out the returns forms..:eek:

Apologies if this has already been asked but I have researched RTSO calculations and my personal tax liabilities but am having trouble working out my liability. My query relates to the following; 1. RSU Shares - my understanding is the tax due on these is withheld by my company so how do I work...

RE monitoring; IMO a thief will be in and out before any guards can respond unless they're literally on the road. The more deterrents you have the better, ie Cameras at doors, PIR external lighting, Timers for internal lighting, A DOG, etc. I installed a Visonic Powermax (wireless) about 15yrs...

+ 1 It's refreshing having posts stay on point of the original thread/query. I've had a lot of helpful feedback on different issues over the years so many thanks to Brendan & team and of course the contributors, wonderful resource!!

Thanks for the feedback, much appreciated.

Hi All, My wife has been a named driver for over 10 years and it is proving very difficult to get a quote online (for a 2nd car where she will be main driver) despite no accidents, claims, penalty points etc in the last 10yrs + beyond. Can anyone shed some light as to why this is? Mid-40's with...

I'm currently on 'easy green' and will move to 'easy savings' on Feb 12th (hoping I'll receive some interest at some stage as I can't make head nor tail of it.. :)

You may also need to ventilate the area under the stairs, if not currently.

Thanks Paul, I'd be using the Gold Partner broker and ensure I'm borrowing just over the 100K to avail of the rate. So, based on the figures you would recommend staying with KBC and ring-fencing the potential overpayments (as I'm already maxed out on overpayments) to pay a lump sum at the end of...

Monthly payment = €985 currently and the switcher rate for a 7yr fixed is 1.95% which should be approx €1300 per month - which is fine as I am currently saving €500 p/m with no effective interest accruing on my savings.

Thanks Paul, I've received an early redemption fee from KBC of €5,500 and am strongly considering paying the fee and switching to Avant to avail of the 1% lower fixed rate. I would be grateful for thoughts on the Pro's and Con's on this direction; Current Mortgage Outstanding = 102K Current...

I've just asked KBC for a redemption figure but would also like to check this figure when I get it (after reading Ben's post above). Not sure where to locate a 10yr rate from May 2018 as this is when I fixed for 10yrs at 2.95% - so there's roughly 6.5yrs left on the fixed term and the A = 102K...

He's been found guilty and convicted of a crime in relation to operating a taxi but is free to continue on his merry way & pick up passengers. Where is the actual line here for these judges?

I'd take a step back and consider the following; 1. What is 0.2% worth to you in today's terms over the mortgage term, will it cover the cost outlay of achieving a B3? 2. As mentioned above, if the walls are not insulated the chances of achieving B3 from an initial F rating is very low -...

Hi, The above incident happened in my wife's place of work this morning. Nobody was injured and truck driver has given insurance details, etc. My query relates to damage, the rear window is totally smashed in along with back lights and damage to boot door. My Q is, (assuming his insurance pays...

Ok, thanks for the advice. It's one law for the consumer I suppose..

Hi All, I booked return flights last May for my family of 5 departing DUB - Prague - DUB for end of November '21 and Aer Lingus have just cancelled the return flight and put us on a flight same time, the next day ie 24 hours later. They referenced my rights under EU Regulation 261/2004 which...

Thanks again for the responses/advice - I will begin with the 12K paydown and start using the shares & portion of savings to ump up the pension.

Thanks for the replies, I have a couple of Q's around increased pension contributions (it's not a PSRA): 1. The shares are mostly company shares and will be subject to CGT when they begin vesting next month so should I still increase pension contributions since I've already paid income & CGT on...

KBC