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    Irish Bonds v Irish Deposits . .

    Good post Ashambles. . If you are on higher, marginal rate of tax, depening on the Bond rate, it may end up with lower net returns. Asides from that, its a case of what is more politically acceptable if disaster strikes. I know this is all ifs, buts and maybes, but the question of whether...
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    Irish Bonds v Irish Deposits . .

    I know in one stockbroking company that the comission is .5% (per trade) for anything under 100k and .25% anything over that! There is no minimal amount of Irish Government bonds you can buy. Remember, just because the government arent actively buying and selling Irish Bonds, it doesnt mean that...
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    Irish Bonds v Irish Deposits . .

    As simple as it sounds, but I have yet to meet somebody who give a reasonable argument as to why a person shouldnt put their money into 1 year Irish government bonds versus 1 year fixed deposit with Irish banks. If the Irish government goes under (or is financially crippled), then its...
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    German Euro Account

    It is so hard to advise people on where to put their money these days. I have looked at as many scenarios as possible and its virtually impossible to find any sort of safe Haven. In this scenario "German Euro Account", there is nothing to stop the Germans saying that these funds will be paid...
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    Life Picking one company over another

    I was only addressing adam_net's question on Life Cover. You are correct about Serious/Critical Illness cover. Differant companies cover differant things and sometimes there could be more benefits on a policy in the same company in comparison to older ones. Incidentally, the current...
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    Life Picking one company over another

    Lot of assumptions but as a broker I usually go with the Life office offering the cheapest Life Assurance. Most of them have children cover of between €4,000 - €7,000 as a "free" cover, but Life cover is Life cover. . If you die, a lump sum goes to your estate . . You have nothing to lose by...
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    how to check redundancy claim

    My wife's boss died in Feb and she has been unemployed since . . The company is insolvent and cant afford a bean so she didnt get anything. . She worked out everything she is entitled to but there is no sign of us getting anything from the state as of yet . . She said that the accountants...
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    We have all been massively wronged and should protest

    Anglo winding down would cost us exactly how much ? Im not sure what that would cost, but how much do you think it would of cost us to wind it down ? Are you sure it would be cheaper (including the knock on effects) to the country or are you just presuming it would because it was an unpopular...
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    We have all been massively wronged and should protest

    No, but you dont seem to understand that its not limited simply just to FF. . To suggest that getting rid of FF means we will have none of that is simply naive at best. Look across the water and you will see other parties (OMG - Non FF parties screwing Joe Public .. How so?) taking liberties...
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    We have all been massively wronged and should protest

    Others have already replied to your unusual stance, I fear this is a windup (I certainly hope it is!) . .
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    We have all been massively wronged and should protest

    You just dont seem to get it . . You are advocating change for the sake of it . . Like "sure we cant do much worse can we!" . . Seriously, people need never wonder how we are in such a state . . Lenihan has been the only shining light in the Dail for many a year (I include the opposition in...
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    We have all been massively wronged and should protest

    Regarding foreign investors, I think we will agree to disagree on that point . . While I wont pretend to be an economist (or anything of the sort), I work in financial services sector and the word on the ground (certainly the one's I'm hearing and reading in foreign media outlets), is that there...
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    We have all been massively wronged and should protest

    You think investors are afraid to touch Ireland because of our government or the instability of their tenure? ? If anything foreign investors have more confidence in our existing government then we would all like to believe. You speak of Stability, yet dont factor in that a general election...
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    We have all been massively wronged and should protest

    No no no no no no . . Now is not the time for a general election . .Definitely not . . Whether anybody likes or hates FF, they have done remarkable work over the last year and I wouldnt trust anybody other then Lenihan to run public finances right now. . Any new person will have to start from...
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    David McWilliams credibility

    But if his message is simply populist rhetoric (that he himself knows is just pandering to the crowd) then he has to be called up on it . . He is good at articulating himself, I agree with that , shame he sacrifices good honest assessment for what he thinks will get him headlines . .
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    Job Offer . . . Shepard - Job Reference "Wolf in Sheeps clothing". . .

    We have a fantastic opportunity for individuals looking to begin or continue a career as a Shepard. The position on offer is classed as "Wolf". This role offers earning potential of up to and beyond €2500 per week depending upon how many sheep you can rally to your cause or get into your...
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    David McWilliams credibility

    he lost any bit of respect I had for him when he told us all about Lenihan calling up to his house . . If anything I thought it showed class on Lenihan's part to actually get another view outside of his own, not very FF like is it! But that very admission categorically cemented his status as...
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    Lets say it how it is . . .

    Unions justifying their existence at the expense of EVERYBODY (even their members). That is how it is. I don't believe its actually debatable.
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    Lets say it how it is . . .

    Agreed but who in the public service wants that ? The hard working ones would certainly be up for it, but are there enough higher up the ladder to vote/push for such a revolution ? I still think its remarkable that these people decide their own salaries and payoffs even when they screw up (Fas...
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    Lets say it how it is . . .

    I agree . . But the unions are not interested in differentiating between hard working public servants and the slackers . . They are only interested in membership fees and keeping them high . . The hard workers should drop the unions or at the very least demand more appropriate recommendations ...
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