Search results

  1. H

    Revenue outreach events for the over 65s

    Revenue are running a series of events for the over 65s on "All you need to know about Tax! in April and May https://revenue.ie/en/news/articles/revenue-over65s-event.aspx
  2. H

    ptsb Chance to win a trip to the Olympic or Paralympic Games

    I take that back, the website looks very very legit. I dotn want to link to it buit its easily found by searching I'm really surprised they are asking for the debit card number,
  3. H

    ptsb Chance to win a trip to the Olympic or Paralympic Games

    If you were asked to enter your debit card number, its 100% NOT legit
  4. H

    House in Spain - can we afford it?

    You have two well paid jobs and you can afford to send time in Spain now and in the future which is great . with two jobs and two kids , I assume that you won’t get too much use out of the apartment for the next few years so renting would be much much cheaper than the annual cost of owning and...
  5. H

    Insurance of Hybrid

    If the insurance quote has the correct make and model of car, then the quote is based on their premiums for that car. Whats the issue ?
  6. H

    Insurance of Hybrid

    Do you have any factual evidence that insurers in Ireland have higher premiums for EVs ?
  7. H

    Home insurance - what are people paying on average?

    You should be insured for the cost of replacing every single item in your house in the case of a serious fire - furniture , clothes , electrical goods, jewellery etc. It all adds up
  8. H

    House Purchase by Executor or Beneficiary

    Agent fees are 1.5% max. If the executor offer is even 2% below the market price, you are all losing out.,
  9. H

    House Purchase by Executor or Beneficiary

    I agree with the above. THe executor can buy the house once they get the best price for the beneficiaries
  10. H

    AIB joint account card payment approval query

    the authorisation is linked to the card , not the account . Do you both have separate debit cards in your own names ? If so, she should be able to change the number attatched to her card.
  11. H

    BOI sells mortgage of my deceased brother to Mars Capital

    Its OK,. we understand,. Its a difficult time. We can be more neutral about the finances,. We dont mean to be blunt but its important that you get impartial advice. It doesnt matter who the lender is. The mortgage has to be paid. If you can get a mortgage to pay off the lender, you could...
  12. H

    BOI sells mortgage of my deceased brother to Mars Capital

    Sorry for your loss, its a dificult situaution. 1. Yes, the holder of your mortgage can sell the mortgage to another lender. They put that in the T&Cs 2. They dont own the house, unless they have legally repossessed it, The estate owns the house
  13. H

    Is there a medication dispensing charge?

    I’ve never had a problem ordering some items on a prescription in any pharmacy . Sounds like poor practice from boots .
  14. H

    Cohabitation agreement and transfer of a mortgage and home ownership

    A few issues that will make this a unworkable plan, If you jointly own the house and she gives you half of it, it is a gift subject to CAT (dwelling house exemption may apply, not sure of the details) If you have a joint mortgage, the deeds of the house will be held by the bank, and if she...
  15. H

    Estate Agent rushing buyer to arrange building survey

    In a sellers market. The seller ( and their agent) can insist that you proceed quickly or they will sell to someone else. It might be the EA being hardnosed for the sake of it. it might be the seller wanting a very quick sale, or it might be both of them trying to pull a fast one as they know...
  16. H

    Should I leave money to my grandchildren in my will-pitfalls?

    Maybe your children will squander it on fast cars….. There is literally no point in worrying about that your family will spend their inheritance on once you are gone . I wish you a long and happy life, maybe you’ll squander some of it on a good retirement
  17. H

    Problems retrieving house deeds held by AIB

    In contrast, I recently paid off my EBS mortgage and within a month got a letter asking me to nominate a branch to pick them up in within a month.
  18. H

    Can I afford to retire from long-hours stressful job at age 55?

    Thats very individual and its important to know what expenses will decrease or potentially increase in retirement. You only save on commuting if your current work commute is expensive and the alternative activities you intend to do in retirement are closer to home. Personally the clothes I...
  19. H

    EV taking nights to charge to 80%

    Have you checked the options on the Wallbox app. There is a max current option ? Is it set to the max which is 32A
  20. H

    Experiences of managing with one car

    The OP is retired , so either them or their spouse may have health issues or will face them in the future which limits cycling or walking . My parents got rid of one car as soon as Dad retired and it worked out well . Their day was planned around the car. If Dad was playing golf and Mam...
Back
Top