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    Selling a jointly owned apartment - CGT and other costs

    Ok thank you Brendan for your very quick reply. So if the apartment gets sold, the bank takes its mortgage owed of €190,000 leaving €125,000. The selling agent takes a % of the selling price, the solicitor takes a nominal fee and what is left can be devided between my friend and the other part...
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    Selling a jointly owned apartment - CGT and other costs

    Hi all, My friend is thinking of selling her apartment that she jointly owns with her friend. They bought it together back in 2007 and both lived there till 2012. They both got married that year and moved elsewhere in the country. They have been renting it since then through a management...
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    Mid 40's with 3 young kids seeking financial advice for the future.

    I have updated my makeover numbers and corrected some numbers.
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    Mid 40's with 3 young kids seeking financial advice for the future.

    Hi Sarenco, I have made a few mistakes which I am editing at the moment. My wife and I both work in the private sector. Not sure what I was thinking earlier when i typed this. I will update with the apartment details shortly. Thanks for your help also.
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    Mid 40's with 3 young kids seeking financial advice for the future.

    Hi AAAContributor, Accident landlord as it was my wife are her friend bought it 12 years ago. Little or no equity if it was sold. It is rented at the moment so paying for itself. yes, my wife currently has a pension set up. I am not too sure my employers do... I will find out, I will look...
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    Mid 40's with 3 young kids seeking financial advice for the future.

    Perfect, I have updated and added my mortgage repayments
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    Mid 40's with 3 young kids seeking financial advice for the future.

    Thank you for your reply imalwayshappy, - Apologies as I forgot to delete the examples from the "Types of employments" section. We work both in the public sector. I work full time and my wife is part-time by choice (young children).
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    Mid 40's with 3 young kids seeking financial advice for the future.

    Age: Mid 40's Spouse’s/Partner's age: Spouse is also in her mid 40's Annual gross income from employment or profession: €32,500 Annual gross income of spouse: €20,000 Monthly take-home pay €3,627 Type of employment: both work in the private sector- I am full time and spouse is part-time. In...
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    Builders Rates in 2017

    Hi all, I am just wondering what is the ballpark rate for a builder contractor at the moment. I have planning passed for a 68 sqmt extension on my house and i feel the 2 quotes i received from different contractors were very high. Is there a guideline to that we can go by. I was told between...
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    Structure of payment for building contractor ?

    Hi all, I am hoping to extend my home by 70 sqm in the near future and have had plans drawn up. I am at the stage where i have 3 building contractors pricing the job for me. My question is when do you pay the builder ? Do you give him a certain amount at the start, some during and some at the...
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    Drawing down inheritance to personal bank account ?

    Thank you for the quick reply Galway21. I am happy with that answer.
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    Drawing down inheritance to personal bank account ?

    Hi all, My wife 's parents passed away over 2 years ago and left their estate to my wife and 2 siblings. The house has now been sold and the funds are currently in the estate account (probate has all been finalized). We would like to take our share of the inheritance so we can invest it for our...
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    Samsung Galaxy tablet 3 in need of repair.

    Hello, I am look to get my Samsung Galaxy tablet 3 repaired. One on my kids jammed a steel object into the charge port and now the tablet won't charge. Does anyone know of a place where I can get it repaired or send it away to get it fixed. I live in the south of ireland. I do travel to Dublin...
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    No P60 since 2011

    Yes I do get payslips.
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    No P60 since 2011

    Hello, I have been working for a small restaurant for the past 6 years, the last P60 I got was in 2011. I now need my P60 for the last 4 years ( joint assessment) and am wondering if I ask the accountant for the restaurant, would she be able to provide all of them or would I have to...
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    Simple Will, is there a probate period ?

    Thanks for your quick reply. We have the family solicitor who is looking after the affairs. There is a house, car, 100k house contents all split 3 ways. Regards Pablo
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    Simple Will, is there a probate period ?

    Hello, My father passed away there recently, my mother died 6 years ago. There are 2 sisters and myself left and we are joint executrices of the will. Everything is split 3 ways. A very simple will but fair. Our question is " how long do we have to wait before the will is settled ? " is...
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    Personal loan repayment increased after date change.

    Yes it was taken out in April aswell.
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    Personal loan repayment increased after date change.

    Hello, Back in Feb of this year I asked my branch of AIB if I could change the date of my loan repayments (say from the 14th to the 21st) as it was within the same week of my Mortgage repayments and things were tight. They said fine and the loan repayment date was changed to a week...
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    Building boundary wall, would I need an engineer ?

    Hello, My house and front lawn is facing the main road and is fenced off with timber railing. There is a road which runs passed the left side of my house ( there are several houses situated behind mine). At the moment I do not have a boundary wall or fencing between the side road and my...
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