Search results

  1. N

    Key Post Capital Gains Tax on sale of shares

    Hi, Just to be absolutely clear, Is it correct to say that I can carry forward unused losses from over 10 years ago to offset against my gains from this year? Also, The gain this year was made on shares that are held in both me and my wife's name (Davy account with both our names on it). Can I...
  2. N

    BOI pulling a quick one on house Insurance issue?

    Hi, I took out a mortgage for my residential home on September 2010 with BOI. It is a 4 bed dormer bungalow on 3/4 of an acre in the countryside. The purchase price at the time was 269k, and the draw down was 248.4k. Initially I took out home insurance with BOI as well. The re-instatement...
  3. N

    Home carer's tax credit.

    Hi, for the year 2011 I filed my tax return via my accountant. I am a PAYE worker and my wife did not have any income for the year. Lokking at the balancing statement from the Revenue it appears that the 810 euro tax credit for the Home carers allowance was applied. My wife stays at home and...
  4. N

    Success Bank of Ireland/ICS puts 2,096 fixed rate customers back on trackers

    I took out my first mortgage in June 2003 with BOI. I was on a 1 year fixed rate until June 04. At this point I went onto a tracker mortgage until June 06. In June 06 I switched to a 3 year fixed rate mortgage. I came off this in June 09 and was placed on a standard variable rate mortgage until...
  5. N

    Key Post Tax treatment of French Dividends

    Hi, I'm interested in buying a small amount of Shares of a French company. This company pays a decent dividend. According to this article...
  6. N

    Anyone able to access Quinn Life?

    The quinn-life server appears to be down. I can't access their website for the last two days. Anyone else having this problem?
  7. N

    Question on Quinn life and currency allocation in the event of a euro break up.

    I am currently emailing QL witht he same query I am about to put to you guys. Just wondering what your take on it would be. I currently have invested a lump sum in the QL freeway funds whose composition is as follows. Cash - 50% Euro freeway 17% Emerging markets 17% China freeway 8% japan...
  8. N

    Key Post Is gold a good investment?

    I have approximately 77.5K invested in various different assets. I have no need to access any of this money over the next 5-10 years and I would say that I can tolerate a medium to slightly higher than medium type risk. Until recently (2 weeks ago) all money (approx 84K at the time) was invested...
  9. N

    Question on index tracking of Q.Life freeway funds

    I emailed QL and basically got the response that Darag has outlined, which of course makes perfect since. I did not realise that the index on the yahoo finance website was quoted in Dollars.
  10. N

    Question on index tracking of Q.Life freeway funds

    Hi all, I have a lump sum of money split up between the various freeway funds that Quinn Life have available. My question relates to how they are supposed to track certain indices. For example, when you invest in the China Freeway Fund (which I have), they declare that the purpose of this fund...
  11. N

    Question on tax credits?

    Again, thanks a million for the info. Can I actually claim her full tax credit on top of my own for 2011 (she is not working) as well as the home carers credit (she is minding our kids), or would they just subtract the home carer credit from her PAYE and single persons credit and give me the...
  12. N

    Question on tax credits?

    Thanks a million for this info. This really is a great site for picking up info. The thing with the 250 euro spare tax credit (not used by my wife) is that (if the situation arises again) I would like to claim it as one lump sum at the end of a tax year, and not have it spread out over all my...
  13. N

    Question on tax credits?

    Hi, My wife and I are jointly assessed for income tax purposes. We are both in the PAYE sector. For the year 2010, prior to doing a tax return, I would have recieved a total tax credit of 3660 (1830 personal and 1830 PAYE credit). My wife would have recieved the same plus and extra 70 for trade...
  14. N

    Question on Quinn Freeway fund tax calculation

    Hi all, I opened an account with Quinn in Jan 2006 and deposited a lump sum into it, spreading it over a number of freeway funds. Obviously, with the way the markets have gone over the last few years, there is currently no tax liability on this as I am down on my initial investment. My Q is. If...
  15. N

    Question on PRSi with respect to bonus paid.

    thanks for that.
  16. N

    Question on PRSi with respect to bonus paid.

    I work for a multinational company that pay out a bonus 3 times yearly. In order to reduce my tax bill, I always convert the bonus recieved into company shares. The scheme is called an "Approved Profit Sharing Scheme" whereby, once the shares are left there for 3 years, you can cash in on them...
  17. N

    Revenue mistake overpaid me

    Same with me as well. Just got the letter in the door from yesterday. Its for 2007 and they are looking for 1170 back. What I can't understand is that I completed a form 11 for that year and actually got a refund from them. Now they are saying that it was a mistake and want it back!!
  18. N

    Calculating the value of a house?

    Its very hard to try and compare this property to other ones in terms of asking prices for one simple reason. I cannot find any bungalows like this one within a 15 mile radius, i.e 1980's type bungalow. However a similarly sized newly built bungalow would probably retail for about 280K approx...
  19. N

    Calculating the value of a house?

    Hi lads & lassies, First off, I'm not sure if this is posted in the right forum or not but here goes. Myself and my wife are currently trying to sell our 4 bed semi with the aim of moving out the country a bit. I was advised by someone that the following formula could be applied to a property...
  20. N

    Hoping to trade up in the next year, should I fix rate now??

    In black below is the original query I sent to the bank wrt transferring a fixed mortgage onto a new residence and avoiding any penalty. In red is the reply. Would ye place any faith in this communication. Do ye think the bank would stay true to their word?? The problem I had...
Back
Top