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So that's that then? Fast foward 5 years when the fund is in massive liability and they review where it went wrong and alternatives

No fee for me, he gets it from Standard Life for sending the business their way. Only downside is my HR hadn't a clue how to set it up to be deducted directly from payslip. They only have experience dealing with Cornmarket it seems...so I pay in via direct debit and I've to claim a tax credit...

I had my AVC with Irish Life, set up by Cornmarket for €595 once-off. AMC 1%. But had no say in what fund it was in, just high, medium or low risk options. I hwas not happy with it's performance so recently switched to Standard Life, set up by Liam Ferguson who gets his fee from Standard Life...

Already launched for the UK since February https://community.trading212.com/t/introducing-the-212-card/67311 Europe launch soon but no date yet. No details on the offer yet but the UK terms are: Earn 5% on your pounds. Paid daily. Withdraw anytime. 0.5% cashback. Get up to £20 per month...

Just got my card offer as well. So looks like they rolled it out to Irish customers this week maybe. I already had a savings account for buying ETFs so linked that. I had thought those savings would get the 1% up to €15 a month but no, it seems those do not count, you need to use the card to...

I'd say not alone will the fee start out higher than their 0.5% goal, it will also go up in time once they realise the liability to the Exhequeuer is only going one way

Under Benefits I can select Earn Saveback and apply. Then it says you're 313,266 in the waiting list. Been like this for months now...

Boost for mortgage customers on the way as ECB set to deliver June interest rate cut https://www.independent.ie/business/personal-finance/boost-for-mortgage-customers-on-the-way-as-ecb-set-to-deliver-june-interest-rate-cut/a603991134.html Misleading headline as ECB have not announced...

I can sign up for the Cashback feature but it has said for last 3-4 months that you're on the Waiting List. Saw on Reddit some new users are getting instant access so not sure what's going on. Almost likely building up artificial demand

Yes, these are not like for like investments. I'm in their Balanced Fund. Most of my point was am I in the wrong product. As of today, my account is Up 12.1% in 3 years 3 months so 3.7% average. Before 41% Exit tax I'm not seeing the 6.4% annualised over last 3 years for my Fund per below - may...

I've been investing in a Zurich actively managed savings fund since 2021, averaging 3.6% return. 1.5% AMC I educated myself more since then and have been buying Vanguard ETFs on Degiro and Trade Republic. Since 2022 my own Vanguard ETFs purcahsed from Degiro averaged 12% return. TER 0.07% and...

Hi all, been looking into the Child Savings options and considering a Standard Life, Irish Life, New Ireland, etc investment option. Do any of them let you pick the specific investment type e.g. Vanguard ETFs only , as opposed to you must pick one of their funds and have no say in what they...

Still no sign of this Saveback feature being rolled out for Irish customers. Was thinking about it and probably worth it if you a) already hit the max 50K cash savings @4% b) already/are willing to purchase ETFs on Trade Republic via a monthly/fortnightly plan and hit the max 1,500 per month...

https://www.cso.ie/en/releasesandpublications/ep/p-pens/pensioncoverage2023/ Of workers with no occupational pension, 1 in 5 are aware of auto enrolment Of workers with no occupational pension from their current employment, less than one in five (18%) were aware of Government’s planned Auto...

Malone has a good video here https://www.youtube.com/watch?v=gb3T_bOd0as

How'd you get a Lufthansa card?

This is a lot of hassle and to get the cap of €15 a month you'd need min €1,500 of transactions. Just like their 8% interest refer-a-friend promotion from Xmas week, their T&Cs have ruined it

From their German website, using Google Translate Chrome extension https://support.traderepublic.com/de-de/1215-Was-ist-Saveback What is Saveback? Saveback allows you to earn money while you spend it. You receive 1% saveback for your eligible card payments, which is invested in a savings plan...

I'm in the same boat. Currently able to have 42 years service as started in public service at 23. I plan on a 5 year career break, taking my service to 37 years. But I cannot purchase NS until after the career break, which will cost more as nearer retirement and higher up my scale + pay rises...

More Oireachtas correspondence here from 6 Nov, uploaded 14 Dec...