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  1. M

    Trade Republic - how do they make money?

    It's e1 per trade, maybe others trade more often and smaller amounts
  2. M

    AIB wary of transferring money to Trade Republic

    Legacy outfits clinging on by their finger tips
  3. M

    Guidelines to report tax on ETFs and Bonds bought on Trade Republic

    Am I the only one who finds this difficult to follow. DIRT is clear and for shares it's CGT on disposal? I didn't know EFT's was only on disposal and what is the different treatment of Irish and non Irish and how do I know? Seems like another issue using Trade Republic and the like is is when...
  4. M

    Where to put lump sum for for future house purchase

    Why only 10k in Advanzia?
  5. M

    Taxation of annuities

    But presumably could be purchased somewhere internationally? I suppose you could put lump sum on deposit and pay DIRT on the interest
  6. M

    Contributory Old Age pension

    DSP insisting I have their card to even find out what I have paid in down the years, don't seem to have learnt much from their run in with the DPO
  7. M

    Bank of Ireland Announce Interest Rate Increases

    This is where they put the substantial influx of KBC account holders like me, I thought there was some malfunction as heard practically nothing from them even if I made a lodgment, actually had to call in to branch to see if I existed, no online unless you have an account with them, sounds like...
  8. M

    Why has N26 so few customers in Ireland?

    Think the lesson is always have more than one ease of access account. It seems with a whiff of fraud you can be bankless for days now with loop the loop phone "support" A drawback is surely having to set up all the dd's etc again, thought about it for Ulster closure but switcher service seemed...
  9. M

    Accessing UB statements.

    Was thinking about this, at best can only get 7 years historic statements as pdf's etc Patiently downloading them now! I asked in branch about further back and got a shrug. Can this be right? People need all sorts of data for all sorts of reasons years later. Wouldn't the regulator have...
  10. M

    Implications for current account holders if Ulster Bank closes?

    What about historical statements etc. not sure it's all online, can think they might be needed in time, shouldn't everyone get a data dump? I've been with them all my banking life
  11. M

    Implications for current account holders if Ulster Bank closes?

    As this looks fairly certain now think there might be something to be said for a general thread? My two cents worth in terms of questions? Will they be required to provide a switcher service? Pros and cons of using Revolute, N26 etc? What happens to credit card accounts, couldn't they be kept...
  12. M

    N26, opinions?

    But Revolut might be afaik it's UK based
  13. M

    Links to informed expert comment on The Coronavirus

    two good you-tubers, started following in Jan as was going to Japan, thought they were a bit alarmists but everything they have said has come to pass! https://youtu.be/C-0Es0RKiU4 https://youtu.be/dT6mHi_8V5E
  14. M

    Ulster Bank Introducing Transactions Fees

    Is there an argument in for using your credit card more regularly for day to day items as charges are on current account payments? Assuming you have the discipline to pay it off etc
  15. M

    Key Post How "shared ownership" works

    Did clients have full involvement of solicitors at conveyancing? I see Local Authorities are seeking SO clients to sign waivers in relation to legal advice in restructuring processes. Unconstitutional I would have thought?
  16. M

    Health Insurance Why would I need health insurance?

    So you can pay from savings to beat the first two stages and private insurance gives you no advantage in the waiting list for the third?? Sounds like a no brainer? Isn't there also an option of going abroad for the third under EU law like Tommy O'Gorman did or even privately which is I'm sure is...
  17. M

    Anyone going to the CAI AGM?

    Any further updates?
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