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  1. M

    best way to draw down a uk private pension

    I am in the process of drawing down a uk private pension. It's defined benefit so they will issue tax free lump sum and monthly payment to my Irish bank account via citibank worldlink. I just found out that boi allows irish residents to open sterling accounts in the North for uk payments like...
  2. M

    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    Hi all .. thanks for the help in this thread, thanks to ask about money advice I applied for class 2 contributions last August and finally got my letter through confirming I can pay back class 2 ( I had 19 years contributions) Anyone who has received this letter..did you pay the backdated...
  3. M

    Want to buy our rental!!

    I recently sold to my tenants. I was an accidental landlord and the tax each year was cruifying me and though it would have been great to keep the house, it was 15 years old and stuff would need replacing and I didnt have the cashflow. The rent did not cover mortgage, tax and repairs. My tenants...
  4. M

    purchasers delay on closing?

    do we have the same solicitor
  5. M

    purchasers delay on closing?

    thanks Brendan I have a property manager who I rent through and he brokered the sale. I have reached out to him and he has not got back to me. Its not our side as I was ready to go since exchange of contracts. Yes both sides committed. Its reassuring that minor delays are normal..will see if...
  6. M

    purchasers delay on closing?

    Looking for advice on how to proceed. I am sale agreed on my rental property to my tenants. ( I had given notice of intention to sell last year) They offered to buy and we settled on a price. Contracts exchanged mid january and a completion date agreed for last friday 19th of feb. I checked in...
  7. M

    notice to tenant advice on end date

    I have just issued my tenant notice of intention to sell. I am an accidental landlord I have given required notice and solicitor declaration. This is an end date of 31st of December.I am aware they could move out at any point before that date. I am also aware notice end date could be...
  8. M

    How to correct weight of cabinet

    my new cabinet much more exciting then the latest government cabinet!!Probably more stable and thats without the wall attachments! Thanks for advice! I have temporary stabilised the cabinet ( my own ) with an unopened box set of game of thrones books ( v heavy) on the bottom shelf and that has...
  9. M

    How to correct weight of cabinet

    Hi all. I am looking for advice. I am upcycling an old display cabinet/ china cabinet. The door of the cabinet is glass and is quite heavy compared to the body of the cabinet. The back of the cabinet is made if very light backing wood ( i dont know the name if it) It us on 4 legs. It is very...
  10. M

    How long for mortgage drawdown from Haven?

    Has anyone any experience of the length of time it takes for Haven to issue Mortgage cheque once it has been requested by Solicitor? Inital request sent in last Thursday. Issue with direct debit mandate which got fixed on Friday. It is now wednesday and I am going demented with the waiting...
  11. M

    Underpaid tax

    Hi I completed form 12 on paye anytime and as Ideclared extra income I owe tax.( for 2017) On the balancing form revenue sent me it indicates that revenue will collect this tax via paye over the next two years. As it is for a significant amount is it possible for me to pay this underpayment...
  12. M

    Income Protection Insurance - best provider

    I am interested in this topic too.
  13. M

    Mass Verbal Warning.

    if this was an official verbal warning then this is normally viewed as the first stage of the companys disciplinary process and best practice would suggest that you be given notice of an impending investigation and a right to representation at any subsequent disciplinary interview. you would...
  14. M

    How do I know if an estate agent is bluffing?

    that experience happened to me I am afraid.I put in a good offer on a house in the uk a few years ago, when I was viewing the house the vendors made it very clear to me they were very interested in what I had to offer as I was a FTB funds in place and ready to go. They really needed to sell...
  15. M

    gas boiler packed in?

    ok Will get hubby to have a go at that, I wont go near it again:) thanks a million for your help. There were no problems with it last night after we changed the valve handle. we have had issues with the theormostats for downstairs and upstairs and we cant reduce the heat on them , so when we do...
  16. M

    gas boiler packed in?

    I just went to check now.The valve handle was going with the pipes so after a lot of hesitating I turn it so it went across and that worked, the water has stopped coming through the boiler.:) the system is off and the pressure is nearly 3. Thanks for that!! It would have stayed on all night!! so...
  17. M

    gas boiler packed in?

    oh my God I followed your instructions! I turned on the boiler at the electric switch (mayb I shouldnt have done this bit??)the light came on, I found the valve you said and I turned it on, I heard the gushing noise and I turned off the valve when the needle got to 1. Panicked when the...
  18. M

    unemployed person sinking in debt

    hi ...i havnt been on for a while, but thought I would give you bit of an update. we have been doing the spending diary and that has really helped us curb our finances.my husband has also curbed his gambling. I did pay off a huge chunk of one of the credit cards using my bonus and we have just...
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