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hi Siobhan, just wondering how you have been getting on with this new leaner lifestyle since Feb? Are there any tips/tricks you could post/things that surprised you the most etc.?

The aip letter gives two figures. One says Monthly repayment is X. The other says net mortgage repayment after TRS (if applicable) is Y. Y is almost 200 euro less than X. I rang the bank manager who said absolutely, for first time buyers there is relief available and that it would be between us...

My bank manager says yes but all websites seem to say not available after 2012?

In a similar boat to the OP. Have received AIP letter last week, which shows two figures, one with tax relief at source (if applicable) on it, which is approx. 200 less than the other figure. I rang the bank & asked them if this still applies, as thought it was phased out in 2012. Bank...

Or do you have to go to one within the county where the business is registered? I need to get access if possible to cash and carry in Galway, but the account I'm using is for a business in Limerick. Are the systems centralised?

Hi all, we're thinking of heading to Birmingham in 2 weeks time to get a ring. Not opposed to a second hand ring if the diamond was top notch. Anyone have any experience of buying a ring in Birmingham? I know I read somewhere that outside of Antwerp, Birmingham has the highest level of...

Thanks for the replies. I'm the very same as you Woodbine, hate change & really dont cope very well with it at all. To be honest, this move couldn't have come at a worse time as I'm dealing with a huge amount emotionally due to 2 very ill family members in 2 different parts of the country...

hi all, My husband and I have just recently moved house (still renting). Its in the same county, but we've moved from a quiet village back in to the city. Problem is.......I really don't like our new place :( Its not that there is anything exactly wrong with the house, I suppose its just...

Its coming up towards Christmas, and I've been landed with the job of organising a day out on 27th December for all the family. I'm looking for suggestions for what to do/where to go with extended family, age range from 16 months to 72 years in the County Limerick/County Cork or Country Tipp...

Hello, I'm trying to be good & plan my week's menu in advance. Thing is, I seem to be a disaster when it actually comes to shopping for more than 1 meal :o What happens is I end up coming home, having spent a fortune, but dont seem to have any full 'meals'. So I'm back to trying to get...

Or land maps for that matter? I caught the v tail end of some part of 'Nationwide' a few days ago, there was a guy on who I think creates 3d maps etc. Its for a gift, so the standard OS flat maps are not what I'm looking for here. Any suggestions? Its for someone who is an avid sailor and...

Hello, Another question that has come to light. The company is paying 4 weeks inclusive of statutory for each year of service. 2 weeks of this will be capped at €600 per week maximum, in accordance with the law surrounding statutory. Can the employer also use this €600 figure as a cap...

Thanks Brendan. When you say it will be exempt from tax up to the usual limits - are you talking about the redundancy limits of 10,160 etc.?

Hi, 3 people are being made redundant where I work. One of them does not have 2 years continuous service with the company. Is she entitled to any redundancy payment? If the company decides to just give her a lump sum payment of 4 weeks per year of service (she has 1.5 years), what tax...

Hi, Can anyone recommend where I should look for a nice hotel in Co. Waterford for next Friday and Saturday night? Will be staying with friends in Waterford city for a few nights afterwards, so I'm not too pushed/keen about being in Waterford city itself for the first 2 nights. Thinking...

Is the UK really cheaper? Wouldn't the likes of specsavers, vision express etc. be much the same as here, albeit you might save a small bit on the sterling v euro amount? I need new glasses, am wary of buying online in case the fit isn't so good, and I may be going to London in a few weeks...

Is the Halifax €100 free offer finished? I can't see it anywhere on their site?

I guess I should have left my boyfriend and his intentions out of it, as really I want information/advice on how much of a mortgage I can get on my own. Would the fact that I can show historically going back about 5 years that I have been able to pay out 400 (rent) + 600 (savings) + 200 (bills)...

Ok, suppose I was to say that I was single & wanted to get on housing ladder myself - would there still be such a cry over it? All I want to do is get my own house & I'm posting on here to try & find the best way to do it. Its not that my boyfriend and I plan on splitting up or anything, but...

well it may not even be an investment property, we would also quite like to have a little holiday home/caravan somewhere! I guess that having seen the unbelievable hassles that some of our closest friends have gone through trying to sell a house after buying with partner/ex partner, we were...