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Th Thanks for advice Johnno75

Th Thanks for advice.

My Fathers will was completed in 2015 and a number of individual plots were created as a result. It now appears that the lands could have been divided differently as variuos complications have arisen ie sewerage tanks esb meters in wrong plot. If the beneficiaries were willing to change...

FYI I have a performing tracker .85 +ECB with UB. Two properties secured on a balance outstanding 170K Property A AMV 120k Property B AMV 350k. I have been trying to release Property A 120k from tracker mortgage leaving a LTV 48.6%. I have had confirmation verbally at different times over...

Thanks Michaelm sound advice that’s what I’ll do cheers

Hi All I paid a €100 deposit on a single trip to Cherbourg in early July with the balance to be paid shortly. I contacted Irìsh Ferries to see what options if we didn’t/couldn’t travel. Obviously a refund of the €100 now would be worth so much but a voucher to be used next year would be...

Thank you for your reply answers my query fully.

Can anyone outline what the certain criteria to be met to take as a taxable lump sum subject to PAYE and if eligible would this income be subject to USC etc.Thanks. Under the Tax & Pension Laws of Ireland you have a number of options? You will usually be able to take part or all of your lump sum...

We are family of four 2 Adults 2 Children. We were on the Teachers Plan Select €3026. We have been quoted on the Company Plan plus 1.3 €2828 and PMI 35 13 €3018. The Company plan plus 1.3 looks like its the most suitable to us but wondering are there plans comparable but cheaper either with VHI...

Can anyone confirm if they have released a property leaving security of approx €330k BTL with a balance of €220k and retained their tracker rate or similar. I've enquired previously and am updating now.

Thanks to everyone so far and any other comments are welcome. If the company is contributing €2 million per annum to 2020 to bring scheme within funding rules maybe that is the time to reevaluate. I will enquire about early retirement option but also if there is a possibility of an "uplift" on...

Thank for the recommendation deiseblue

Cheers Palefinder you've confirmed what I was thinking. Just to clarify if I apply for early retirement with my present Pension fund will I be able to avail of the 25% lump sum and the monthly income or do I have to transfer to another PRB. Thanks again.

If you have your folio number log into landdirect.ie agree to T&Cs click the button "Proceed as guest" and a map with various ways to ID your Folio .You can zoom into ID your property and then add to basket.You then have options to get your folio documents. AFAIK the copy folio for €5 will...

We've been doing our own returns for a number of years but maybe a professional might identify any reliefs not being claimed etc.

I would like a recommendation for an accountant for a joint assessed couple. First person PAYE and Second person rental income only. What would the approximate cost per annum be? Waterford or South East. Thanks in advance.

I'm an ex employee of a pension fund as above. Details are as follows: PRESERVED PENSION ENTITLEMENT AS AT 17 October 2017 Details Date of Birth 1963 Date of Joined Scheme 02/1996 Date of leaving 04/2003 Normal Retirement Date (NRD) 2028 Preserved Pension at date of leaving €6,186.00...

If you paid extra AVCs into a pension (college lecturer) to offset the rental income tax can you retrieve the AVCs at any stage in the future(near).

I contacted Ulster Bank Securities dept in Leopardstown approximately 5 years ago and was told I could replace security on an existing BTL tracker mortgage (First Active originally)for a higher value property. I contacted them recently but got a negative response from front line. I am reposting...