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Any updates on this? I've been holding on a waiting like others. In the meantime KBC are now offering me 3.0% vs the 3.3% I pay EBS so could make significant savings and tempted to switch. It's almost the 'New Year' now.....or will this drag on for another 6-12 months I wonder?

I (almost) have a house I'm trying to insure and running into the same issues as discussed here. It's 1890s build so not as old but hasn't been reroofed for almost 40 years. Of course it's bone dry (and used as to store documents by the vendor). I'm trying to find out what they mean by "reroof"...

Here's the response I just got: " The charge does not apply to you, this is a charge that is already built into the product." This would suggest a better deal might be possible through a broker perhaps? This is very often the case with pension brokers, ie cheaper through a broker than direct

Thanks Jim, I couldn't find any other threads covering this. Taking the points you make 1 by 1... 1) For the particular 'product' I'm looking at this is what I've been told "Deposits in DZ Privat Bank are 100% guaranteed by the parent bank DZB (Germanys largest bank)." I'm not sure how...

Has anybody looked at the St Columbanus product offering or other similar ones? Are there any gotchas to look out for or that someone has spotted? I was surprised to learn that a much higher interest rate is offered in Switzerland with a € a/c (2%) over a SwFr a/c (0.45%). It sounds...

Hi, I'm interested in doing something similar. I'm mostly interested in what's the best thing to do to minimise PAYE/tax? It would be small scale work on the side and I'm trying to see how best I can reduce the tax I would have to pay as a result but I don't know where to start?

Has anyone gotten any more ideas on this since this thread was last visited 2 years ago? Now that irish Government bonds are paying high rates it seems an attractive investment

Thanks Domo, didn't think of that. We actually don't have any HR in Ireland - our local rep is in the UK and nobody has done this before from Ireland.......so I could be making them aware of such a procedure to my disadvantage. Will need to ponder that!

Hi, I'm thinking of taking up a job offer with my company at their HQ in the US next year for 6months, maybe 12 and I'm wondering several things: 1. Would I get a tax rebate here once I stop earning here mid next year? 2. Would I get a similar rebate in the US once I stop working there? I...

Let's say I go to an execution only broker and select BOI for my PRSA. Since the company PRSA is with BOI and the broker sets up the contract between me and the bank - are the 2 exactly the same? If they were then payroll wouldn't need to set up another PRSA provider (1 for me and 1 for eveyone...

Let me clarify - it's 10% of my contributions, I wish it was 10% of salary! :( Great, I'll look into it and hope for the best! I work for a fairly big company but in a small local/Irish office with decent finance people so there's a chance hopefully. I'll come back in a few weeks when I know...

I'm in a similar situation (ie BOI PRSA) but with a 10% contribution. I'm just waiting to get a contact name to do some digging. I wonder would it be possible to use some of the execution only guys to get a better deal? It sounds like payroll may not support this directly but do you think I...

Zombie - I agree entirely with your point of view and yes you are right that you will lose out in a declining market (I suppose you will lose out less than if you had purchased the property outright though). It is because of the clawback and the type of housing provided that I recently decided...

I'm not so sure about the market forces keeping them competitive, they've all put their rates up very high (when compared to ECB) now to get the SSIA money but it's hard to see them maintaing that I would have thought. Yes, you're right about the 18months - I was thinking 07/08 cause I started...

I think the BOI is the best, it doesn't get the same attention as the 7% guys but it's the only one that has such a generous guarentee on its rate - ECB+2.75%! Despite what their site still says (6.25%) this equates to 6.5% and will track the ECB +2.75% until July 2008 which is a longer period...

Re: market crash? manukev, I'm a bit of a novice also as I only got into the Freeway funds last week so I guess I'll take a hit on this! However, some people would argue that now is the time to increase your investment and thus average out your strike price. That's 1 reason to regularly save...

I would be very interested in the best/cheapest way to get into the ETF game also but am unsure as to how cheap it can be - see my last post here: http://www.askaboutmoney.com/showthread.php?t=45096 If someone uses keytrade for example then where can you set up your crest account - with them or...

That's what I thought, I was just beginning to doubt myself as it seems by far the best option out there. Halifax and AIB are much more limited with their accounts and have far less potential for profit

So as far as I can tell this is what I need to do to get started with ETFs: 1. Pick a particular ETF, eg one from iShares 2. Setup a crest account (seems to be the preferred choice over nominee for safety/security) 3. Buy the ETFs Is this correct? Is there an appropriate best buys list for...

Re: EFT V Index Linked Funds? Thanks Clubman - silly typo, oops :o I've gone though the key posts and done some searches but can't find a good explanation of ETFs - got it right this time:). I've a good idea about trackers