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    Couple (38 and 42) looking for pointers

    Great, we will get health insurance We are setting up AVCs too currently Any thoughts regarding the 130k on deposit?
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    Couple (38 and 42) looking for pointers

    Personal details Age: 38 Spouse’s/Partner's age: 42 Number and age of children: 7 3 1 Income and expenditure Annual gross income: 94k Public Sector + approx 5 net average private practice Annual gross income of spouse: 64k Public sector Total monthly income: 7700 net Summary of Assets...
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    Retiring at 51

    OMG to me this redundancy sounds like a pure gift. you are in a good position for retiring now and it sounds like it would suit you. working isn't paying you.
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    Health Insurance First time insurance- couple Female 36 Male 39, two small children (3 and 1 year old)-

    Hello, We've put this on the long finger but would like to enter the health insurance market in order to avoid further loadings. We are both healthy non smokers with no real need to visit the GP. (We would appreciate travel insurance built in if there was such a thing...) I'm 36 and my husband...
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    Is this quote for home modernisation work reasonable?

    Thanks for the reply Cremeegg and Noproblem.
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    Is this quote for home modernisation work reasonable?

    Hi all, I'd appreciate any input on the quote below for new kitchen, extending current toilet into garage and new bathroom- various other works. 6800 seems steep to me for downstairs bathroom... ? It's a typical 3 bed (extended into 5 bed) semi detached home in built during 1960 Supply and...
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    Successfully got AIB to move me from a 3.3% to 3.1% variable mortgage rate.

    After 3 letters to AIB mortgage bank and a valuation AIB also decreased our rate to 3.1% although they initially refused due to us being existing customers.
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    Mortgage Solicitor Galway

    I can also recommend a solicitor if you pm me. Similarly priced and 25 minutes outside the city
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    Financial advice for my aging mother

    I am trying to support my mother to sort out some of her financial affairs. She is avoidant and although we should probably engage the services of a financial advisor, I don't think I'll get her that far. Today we looked through her latest bank statements - the last time we did this was in 2013...
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    Rest of Ireland Tax review -Galway

    I am in a similar situation Westgolf- so if you have a recommendation please pm me too. thanks!
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    Can I make irregular over payments on my AIB mortgage?

    Hi Feria, I doubt that the AIB employee who gave you this information has their facts correct. My husband and I have a mortgage with AIB which we overpay since drawing it down.We have increased the amount we pay monthly on two occasions. Both times, all that was required was a letter to the...
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    Rest of Ireland Tax review -Galway

    I would be very grateful for the details of this too.
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    Backpayment from HSE during 2016 due to incorrect salary scale from 2012-2015

    Thanks all very much for your replies. I will igive revenue a call when my p60 for 2016 is issued and i'll be happy to write here what the outcome is. Much appreciated.
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    Backpayment from HSE during 2016 due to incorrect salary scale from 2012-2015

    Thanks for that Mathepac. I started paid mat leave on 26th May 2016 Commenced unpaid on 26th November 2016 I was taxed on Week 1 basis (payslip from date in july where i received rebate) I have a breakdown of the payments owed by HSE. Pardon my ignorance on this, but do I need to contact...
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    Backpayment from HSE during 2016 due to incorrect salary scale from 2012-2015

    I hope someone can help to signpost me to the next step. I am a HSE employee since late 2012. I was put onto a new entrant salary scale when I took up employment. I should not have been classed as a new entrant, and the HSE agreed with this in 2015. They since reinstated me on the correct point...
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    Given grade of diamond & weight of the carat does this ring represent good value €4k?

    Thanks for the responses all. Checked out voltaire so-crates- useful info.
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    Given grade of diamond & weight of the carat does this ring represent good value €4k?

    My question is - given the grade of the diamond and the weight of the carat- does this ring represent roughly good value?
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    Given grade of diamond & weight of the carat does this ring represent good value €4k?

    White Gold Round Brilliant Cut Bezel set diamond ring with Round Brilliant .55CT with a total diamond weight of .85CT G Colour Si1 Clarity €4000.
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    Timber or pvc Sash Windows.Suppliers and costs??

    Hi DeKi, I'm afraid I don't have any information- was just beginning to research this for a self build in Galway city. Did you have any luck with finding answers yourself that you could share?
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    Commuting Advice - Wexford (south east) and Dublin West

    thanks for your post- I've just edited my post to say Ballymurn- not Ballymoney (i wish)
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