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Invested with foreign banks via Trade Republic?

With regard to PTSB, bear in mind that if you need to withdraw the money before the 3 years is up, they charge you a 'withdrawal fee' State savings don't have such a fee.

I recently a call from State Savings when I moved money from prize bonds directly into 10-Year bonds The guy on the end of the phone was outdoors when he phoned me. You could hear the low wind noise in the background?!

What better / safe / equivalent deposit returns are out there over 10 years?

Yes...it came back online a couple of hours ago

Received a cheque for €20. If not cashed within six months they donate it to a listed charity. Thats what I'm doing with mine.

@deco87 Have you considered the State Savings 10-Year Solidarity Bond? 22% return if left on deposit for the full 10 years No DIRT due Easy withdrawal with 7 days notice So, for €70k that would = €15,400 in interest (they call it a 'bonus') after 10 years

Same here. Disappointing.

@Fortune I'm curious ...why is a guaranteed 22% interest "not great"? What better (guaranteed return) is available on the Irish market?

Ah...I obviously misinterpreted the whole "6 Year" bit! Lol

So when do contributions made in Year 6 mature? i.e. contributions have to be left on deposit "for a further period of five years" Year 6 contributions - left on deposit for a further five years = 11 years before it all matures ...or am I misunderstanding it all?

On a side note....am I thinking correctly when it comes to the 6-Year Instalment savings... It's based on 12-monthly instalments left on deposit for a further 5 years. Therefore, the whole process will take 11 years in total to finalise?

This notice popped up on the State Savings page just now...

No problem. Glad to be of help It's actually ridiculous that we can't use bank transfers as a payment method with them?!

Below the amount in your prize bonds section there is the option to 'manage/cash in' Click on this and you will see 'Cash In' and 'Reinvest' Click on 'Reinvest' and you can then select which state savings product you wish to purchase I also discovered that this has been an option since 2021!

State Savings have just amazed me!!! In answer to my question above..YES.. you can do a seamless online transfer of funds!! I have just transferred money out of my prize bonds holdings directly into the 10-Year Solidarity Fund! All at the click of a few buttons in my state savings account...

I suspected as much. It would be asking too much for a seamless online transfer of funds

I have a State Savings account and I cannot find a clear answer to my query online, namely Can I use funds from my Prize Bond holdings to directly purchase other State Savings products? I.e. Can I give them an instruction to transfer x amount from my prize bond holdings to purchase x amount of...

"I was contacted by AIB saying an overpayment I recently made will NOT go off the term as instructed, instead it will decrease the monthly repayments. I will need to wait until 2027 until fixed term ends" I suspected this is still the case We may keep saving until 2027 and make an overpayment...

We also received this letter from AIB. I would like to shorten the term instead. Is that an option for us? We fixed at 3% in 2022 (until 2027)