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  1. M

    Funding Options on New House

    Really? I find it hard to believe that the average person who is selling a house and buying another has 10% (approx 35-40k) after paying out a deposit of 5-10k and also has money to pay estate agents, solicitors etc. That would mean the average person selling one house and buying another would...
  2. M

    Funding Options on New House

    I've been reading a little bit more on this. Am I right in saying that once I agree to sell my current property and sign contracts that at this point I will get 10% of the sale price and I can then use this 10% towards the amount I need to pay on signing contracts for a new house?
  3. M

    Funding Options on New House

    We have agreed to purchase a newly built house and have put down a deposit of €6000. We need to pay 10% of the fee on the signing of contracts which is approx. €31k, however we will not be in a position to have this amount. We are also selling our own house which we expect to fetch 300k and we...
  4. M

    Dublin Solicitor Recommendation for House Sale/Purchase

    I would greatly appreciate any recommendations for a Solicitor in or around Dublin 24 to handle the sale of a house and purchase of a new one. Thanks.
  5. M

    Kill, Co Kildare

    Undecided as well, they are exactly the same size. I believe there are only 2 left so we may wait until the next phase.
  6. M

    Kill, Co Kildare

    We're looking at the same development, the big concern for me is secondary schools. How easy is it to get to St. Marys in Naas and how likely is it to have a child accepted there before we move down.
  7. M

    Life Problem with Mortgage Life Assurance

    Hi, I had originally wrote to them to outline my case to which they replied accepting responsibility but stating they were only willing to refund half of the premiums. They supplied the details of a guy to call if I wished to discuss the matter further, he never returned my calls. I again wrote...
  8. M

    Life Problem with Mortgage Life Assurance

    Yes we should of noticed the extra payment. It came from my wifes account and she thought we also had a mortgage income protection policy (we did but cancelled it). The DD appeared as BOI life for both hence the confusion.
  9. M

    Life Problem with Mortgage Life Assurance

    About 3 years ago we topped up our mortgage, as part of the process we had to take out a new mortgage life assurance policy to replace the existing to cover the increased mortgage. The policy was with BOI, the advisor told us the new policy would replace the old one. The original policy was...
  10. M

    Brokers who pay Legal/Valuation fees

    Where did you get a rate of 3.99? I've was in touch with BOI and told the rate is 4.2%
  11. M

    Brokers who pay Legal/Valuation fees

    I'm interested in moving my mortgage from a variable rate with BOI to a 5 year fixed with AIB. I was wondering if anybody was aware of any brokers offering to pay legal and valuation fees.
  12. M

    Mortgage Switcher Package

    To further add to my dilemma I got a notice from BOI yesterday on the end of my fixed rate term. They offered me either a variable at 5.74% or a 2 year fixed at 4.74%. On the face of it the 2 year fixed looks very attractive, however my suspicious mind has me wondering why they'd offer me a...
  13. M

    Mortgage Switcher Package

    My current fixed rate mortgage expires next month with Bank of Ireland and I'm looking into switching. Are banks still offering to pay fees to switch? What is the best package out there for a LTV of <50%. The best I can find is AIB's standard variable of 5% with no legal fees paid.
  14. M

    Electric Shower Problem

    Thanks maurice, I suspected that, I'll fit pick up a new one later.
  15. M

    Electric Shower Problem

    I'm having issues with a year old Triton T90 shower. I'm not sure if the issue is the shower itself or the pullchord to switch it on. I have to pull the chord a couple of times to get the light on it to come on, once this happens when I switch my shower on the light on the pull chord switch...
  16. M

    Tax refund due to DSFA pension

    I've just received tax back from 2004 due to the tax office mistakenly thinking I was in receipt of a DSFA pension, I have never been out of work for even a day in 15 years since I start working, I've never received any sort of benefit, I was told that it was probably on their records that I...
  17. M

    Cracks on walls around RSG on new extension

    I've recently had a kitchen extension done to the back of my house which involved the insertion of an RSJ to support the upstairs of the house. There are quite a few cracks in the plasterboard all around the walls around the RSJ. Is this simply the walls adapting to the pressure or is it...
  18. M

    neighbour's sewer overflowing- should I worry?

    It could lead a problem with Rats, I was in the same position before and I noticed a rat going through a gap in the fence between the 2 gardens. Can't say for sure it was anything to do with the overflow though.
  19. M

    Gas Heating question

    My gas heating system has a separate switch for hot water and heating. My question is by having both on am I using any more gas than just having the heating on? The gas boiler is a Vokera Minute if that makes any difference.
  20. M

    Shore in back garden keeps filling and overflowing

    As an aside has anybody any experience of the cost of getting the drain cleaning companies out to sort the problem or recommendations for any company?
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