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Thanks for the responses folks. I will await budget and see what develops.

Hi guys Is mortgage TRS (tax relief at source) being phased out from first Jan 2018? Thanks

Hi Mickey, it was end game for them and they knew it, no income and aside from judgement mortgage on a major neg equity mortgage they were looking at getting next to nothing for who knows how many years. This talk of property bubble is laughable for people in the west and most country areas, 10...

Settled a BOI card being handled through Ivor Fitz for low 30% number of final balance, full and final agreement, known as short settlement. For anyone being harassed and being told 85% settlement is best they will do, stick to your repayment plan as per your means or if you can afford to raise...

Another letter from them - threatens agent calling to door and judgement mortgage @ 8% p.a interest. I have understand that this was reduced to 2% per annum But they continue to threaten at the higher amount and have ignored my correspondence and offer. Some outfit.

Thanks for update. I would suspect that this might be simply another tactic to put fear into debtors, I will check this out for you and see what can find tomorrow on time limit. My suspicions are that there will be no court case as they prey on the weak.

Thanks for update - look forward to hearing.

Does anyone know if a subject access request under data protection, section 4 - can be made via email, say signed email attached to same? Or does this have to be made via a physical posted letter letter?

Cheers MM, I have not seen this either re anyone saying they got judgement?. I guess if it is cheap for them (Cabot) to get judgement - they will as it gives them the option to simply keep hounding people for another 12 years, eventually they will get some return one expects. Has anyone...

Any advice for someone battling them at court claim notice point? 3k credit card debt, pretty much all interest and late fees, it had a E750 euro credit limit back in 2004 and just added more and more fees! Have not taken a call or replied to a single letter since it was sold from MBNA, in 2012...