Revolut - Commision free FX and International debit card

You can exchange to different currencies at any time. You can make the most of good exchange rates. Basically when the euro is good you could convert to sterling and keep todays rate.
 
What are peoples experiences with revolut cards?

Is it difficult to transfer funds onto the card?
 
I transfer funds from my PTSB debit card to my Revolut account, and the transfer is immediate.

I've used the card in the UK and Europe (outside Eurozone), and online for UK and US purchases, and find it very handy. There's a long thread on boards.ie about the card, some people have reported problems with bank transfers and account verification, but I haven't had any problems so far.
 
What are peoples experiences with revolut cards?

Is it difficult to transfer funds onto the card?
Great. I've mostly used it to dodge PTSB foreign exchange charges on internet purchases in £ and $.
You can add funds from a debit card to your revolut account instantly through the phone app.
 
All new cards now being issued are contactless. No plan's at present to supply new contactless cards to exisiting customers.
 
London-based travel money app Revolut has signed a memorandum of understanding with the Bank of Lithuania (the country's central bank).

This is the first step toward Revolut getting a banking license — and ultimately access to the central bank's payments system, according to Banking Technology.
 
I have used my Revolut card in the USA and in the UK and think it's a great product.

My experiences in the USA were mixed. Some POS devices prompt you to nominate the card as either a credit card or a debit card. On occasions, it subsequently rejected the card as not being what you nominated it to be. But mostly it worked well.

We were in London two weeks ago and I now regret not making wider use of it. Between that trip, and an earlier one in February to Belfast, I reckon I have been charged approx. EUR 20 on my Mastercard for cross-border handling fees. Better use of the Revolut card would have avoided those. Also the rate applied by Revolut for the top-up was better then the one applied by MasterCard for credit card purchases, even after netting out the cross-border handling fees.

It also works well at home in Dublin if one of the teenagers needs money for shopping. Instead of giving them a set amount of cash, I can top up the card to a set amount and let them 'go wild' !
 
I have used Revolut w/out problems in: South Africa, US, Dubai, UK, France, Portugal and here in Ireland. They have recently introduced contactless and I've ordered one of them. I am a HUGE fan of Revolut. The only drawback that bugs me somewhat is the 200 Euro/STG limit on withdrawals. But in fairness, it is increasingly easy to use the card in lieu of cash. I have also opened an N 26 online account in Germany, the card hasn't arrived yet, but I lodged money and it showed up in the account in 24 hours on the app. I don't know how Revolut do it, but in my experience, money transferred to them shows up in a few hours. I also had some small technical problems whilst using it in SA. It's defaulted that you the card must be used in proximity to the phone registered to the account (how cool is that?) but I used to travel w/out my Irish phone for security. I contacted Revolut, they walked my thru turning this off pronto. Service was very good. When I was using my P/TSB account in the UK a few yrs ago, I was hit with 'conversion charges' and a rubbish FX rate, and in one instance, a 5.00 STG charge for using the card (this was by the local UK bank) for w/drawing 200 STG. Goodbye & good riddance to all that.
 
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