Currently living with parents hoping to start saving for a mortgage.
Age: 30
Spouse’s/Partner's age: N/A
Annual gross income from employment or profession: 80k + 15% bonus
Annual gross income of spouse: N/A
Monthly take-home pay c. 4k + 5% pension
Type of employment: e.g. private
In general are you:
Generally neither overspending or saving.
Rough estimate of value of home 0
Amount outstanding on your mortgage: 0
What interest rate are you paying? 0
Other borrowings – car loans/personal loans etc
3.5k Credit Union
Do you pay off your full credit card balance each month? No
If not, what is the balance on your credit card? 3k
Savings and investments:
1k Credit Union
4k Savings
Do you have a pension scheme?
Yes. Personal 5% Employer 10%
Do you own any investment or other property?
No
Ages of children: N/A
Life insurance: No but have employer 4x salary if I die and 66% income protection if I'm sick
Age: 30
Spouse’s/Partner's age: N/A
Annual gross income from employment or profession: 80k + 15% bonus
Annual gross income of spouse: N/A
Monthly take-home pay c. 4k + 5% pension
Type of employment: e.g. private
In general are you:
Generally neither overspending or saving.
Rough estimate of value of home 0
Amount outstanding on your mortgage: 0
What interest rate are you paying? 0
Other borrowings – car loans/personal loans etc
3.5k Credit Union
Do you pay off your full credit card balance each month? No
If not, what is the balance on your credit card? 3k
Savings and investments:
1k Credit Union
4k Savings
Do you have a pension scheme?
Yes. Personal 5% Employer 10%
Do you own any investment or other property?
No
Ages of children: N/A
Life insurance: No but have employer 4x salary if I die and 66% income protection if I'm sick