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Hello All,
I'm new to this site but from lurking in the back round I believe Brenda b or Patrick k might be able to advise me on where to go or not with the below.
I took out my mortgage in June 2005 with ebs. On the loan offer letter it states the rate is 3.25 Base and (3.3 apr) which I can only assume was a tracker rate as it does not say fixed or varible. I had this rate a couple of months and then fixed the rate for 3 years following that our only option was to fix or go on varible.
I also have a document from Jan 2006 to say there was an increase of 0.25% in ecb rate so my rate went to 3.5. I have my statement for 2005 and there after. Any advise would be great. Thank you
New
Hello All,
I'm new to this site but from lurking in the back round I believe Brenda b or Patrick k might be able to advise me on where to go or not with the below.
I took out my mortgage in June 2005 with ebs. On the loan offer letter it states the rate is 3.25 Base and (3.3 apr) which I can only assume was a tracker rate as it does not say fixed or varible. I had this rate a couple of months and then fixed the rate for 3 years following that our only option was to fix or go on varible.
I also have a document from Jan 2006 to say there was an increase of 0.25% in ecb rate so my rate went to 3.5. I have my statement for 2005 and there after. Any advise would be great. Thank you
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